Skip to content

Grenada · Remote-Work Permit · Insurance

Health insurance for the Grenada Remote-Work Permit visa

Verified data Last verified June 15, 2026 Reviewed by Henry van de Vorming

Most digital-nomad visas make health insurance a condition of approval — and the Grenada Remote-Work Permit is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.

The requirement

Insurance
Required (explicit)
Minimum coverage
Not specified
Required for
Full visa period

Health insurance is mandatory and explicitly required. Under the Remote Employment Act 2021, s.3(2)(c) requires the permit holder and every dependant to 'be covered by a health insurance policy valid for the duration of the remote-work permit'; s.4(1)(d) requires 'proof of a health insurance policy valid for the period for which the remote-work permit is intended to apply' at application, and s.6(1)(d) requires it at renewal. The Act prescribes no minimum coverage amount and names no specific insurer type, so any valid private health insurance covering the full permit period satisfies the law. No local enrolment is required, since permit holders are treated as non-resident (s.10).

Plans that meet the requirement

Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Grenada's Remote Employment Act 2021 only requires a health policy valid for the permit duration with no minimum or insurer type; SafetyWing's worldwide travel-medical subscription (USD 250k Essential / 1.5M Complete) runs the full stay, covers the Caribbean and is sold globally with no residency gate, and issues a downloadable certificate of coverage for the application.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

View plans (opens in a new tab)
#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is worldwide long-stay travel health insurance (EUR 1,000,000/yr) buyable globally and issues an insurance certificate immediately after first payment, satisfying Grenada's 'covered for the permit duration' rule with no minimum amount to fall short of.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

View plans (opens in a new tab)
#3

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, sold globally, which exceeds Grenada's (unstated) coverage floor and matches the accepted 'international_health' type for a holder plus every dependant.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

View plans (opens in a new tab)
#4

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International offers worldwide full international medical cover ($500k to unlimited with 100% hospitalisation and evacuation), is globally buyable, and meets Grenada's accepted 'international_health' type for the permit holder and dependants (subject to its max age 74).

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

View plans (opens in a new tab)
#5

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Likely qualifying

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Concept Care Expatriate is worldwide long-stay travel/expat cover (outpatient, inpatient and repatriation, authority-recognised above EUR 30k) with no residency restriction, satisfying Grenada's accepted 'travel'/health type for the full permit duration.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

View plans (opens in a new tab)
#6

True Traveller Single Trip / Backpacker & Annual Multi-Trip (tiers: True Value, Traveller, Traveller Plus)

Needs verification

True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group) · Long-stay travel insurance

True Traveller's EUR 10,000,000 medical+repatriation cover for up to 548 days easily clears Grenada's requirement, but it is only sold to UK/EEA/European residents, so eligibility must be verified for the applicant's residency before relocating to Grenada.

  • Medical and repatriation cover of EUR 10m (UK edition GBP 10m) per person on every tier, underwritten by Inter Partner Assistance S.A., AXA Group
  • Long-stay single-trip cover up to 548 days (731 days Worldwide incl. USA/Canada) and can be bought or extended after leaving home (48-hour waiting period applies)
  • 92 sports and activities covered as standard, with optional Adventure, Extreme and Ultimate activity packs

from — /mo

View plans (opens in a new tab)

Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.

What to check before you buy

  • 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
  • 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
  • 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
  • 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
  • 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
  • 🤝It pairs with how care works locally — see the health system page.
🛡️ How healthcare actually works in Grenada →

Insurance for the Remote-Work Permit: FAQ

Insurance for the Remote-Work Permit: FAQ

Is health insurance mandatory for the Grenada Remote-Work Permit?

Required (explicit). Health insurance is mandatory and explicitly required. Under the Remote Employment Act 2021, s.3(2)(c) requires the permit holder and every dependant to 'be covered by a health insurance policy valid for the duration of the remote-work permit'; s.4(1)(d) requires 'proof of a health insurance policy valid for the period for which the remote-work permit is intended to apply' at application, and s.6(1)(d) requires it at renewal. The Act prescribes no minimum coverage amount and names no specific insurer type, so any valid private health insurance covering the full permit period satisfies the law. No local enrolment is required, since permit holders are treated as non-resident (s.10).

Can I use regular travel insurance?

Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.

Sources