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Head to head

Antigua and Barbuda vs Estonia: the digital nomad visas compared

Verified data Last verified June 15, 2026 Reviewed by Henry van de Vorming

The short version

  • Antigua and Barbuda has the lower entry bar: €3,860 per month versus €4,500 for Estonia.
  • Antigua and Barbuda grants a longer initial stay (24 months vs 12).
  • Tax treatment differs: Antigua and Barbuda — no personal income tax; Estonia — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
Side-by-side comparison of the Antigua and Barbuda NDR and the Estonia DNV.
Criteria Antigua and Barbuda NDR Estonia DNV
Minimum income / month €3,860 (better) €4,500
Income basis Mixed (salary, freelance or savings) Mixed (salary, freelance or savings)
Initial duration 2 years (better) 1 year
Renewable No No
Maximum total stay 2 years 18 months
Path to permanent residence No No
Path to citizenship No No
Family inclusion Yes Yes
Working for local clients Not allowed Limited
Tax treatment No personal income tax Standard resident taxation
Health insurance Required (explicit) Required (explicit)
Insurance duration required Full visa period Full visa period
Application fee ≈ €1,390 ≈ €120 (better)
Where to apply Online Embassy / consulate, In country
Processing time 1–2 weeks 2–4 weeks

Green values mark the objectively better number in that row.

Full guide

Antigua and Barbuda NDR →

Requirements, application steps, insurance and sources.

Full guide

Estonia DNV →

Requirements, application steps, insurance and sources.

Don't forget insurance

Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.

Insurance for Antigua and Barbuda → Insurance for Estonia →

Sources