The short version
- Kenya has the lower entry bar: €1,850 per month versus €3,860 for Antigua and Barbuda.
- Tax treatment differs: Antigua and Barbuda — no personal income tax; Kenya — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Antigua and Barbuda NDR | Kenya Class N Permit |
|---|---|---|
| Minimum income / month | €3,860 | €1,850 (better) |
| Income basis | Mixed (salary, freelance or savings) | Salary / employment contract |
| Initial duration | 2 years | 2 years |
| Renewable | No | Yes (better) |
| Maximum total stay | 2 years | No fixed limit |
| Path to permanent residence | No | Indirect (switch required) |
| Path to citizenship | No | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | No personal income tax | Standard resident taxation |
| Health insurance | Required (explicit) | Required in practice |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €1,390 | ≈ €185 (better) |
| Where to apply | Online | Online, In country |
| Processing time | 1–2 weeks | — |
Green values mark the objectively better number in that row.
Full guide
Antigua and Barbuda NDR →
Requirements, application steps, insurance and sources.
Full guide
Kenya Class N Permit →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government Nomad Digital Residence - Official Government Portal (homepage) (opens in a new tab) accessed 2026-06-15
- Government Nomad Digital Residence FAQs - Antigua and Barbuda Department of Immigration (fees, duration, tax, insurance, renewability) (opens in a new tab) accessed 2026-06-15
- Government Discontinuation of the NDR Programme - Government of Antigua and Barbuda official notice (effective 15 Nov 2025) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda Embassy in Madrid (income USD 50,000/yr, fees, insurance certificate, documents) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda High Commission UK (income, fees, 2-year duration, medical-insurance prerequisite) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Digital Nomad Visa Guide (corroborates 5-7 business-day processing; not-tax-resident treatment) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Is Abolishing Its Personal Income Tax - Caribbean Journal (PIT abolished April 2016) (opens in a new tab) accessed 2026-06-15
- Government Medical Benefits Scheme - Government of Antigua and Barbuda (public health financing; resident eligibility) (opens in a new tab) accessed 2026-06-15
- Media Antigua and Barbuda Digital Nomad Visa Guide - Nomad Capitalist (corroborates fees incl. USD 650/additional dependent, income, 2-year duration) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Introduces the Class N–Digital Nomad Permit (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Operationalises New Permit Categories (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya accepting applications for the new Digital Nomad Permit (EY Tax Alert) (opens in a new tab) accessed 2026-06-15
- Law firm Understanding the Class N (Digital Nomad) Permit in Kenya (Njaga & Co. Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Introduction of the Digital Nomad Permit in Kenya (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm The Kenya Citizenship and Immigration (Amendment) Regulations, 2024 — Legal Notice 155 / Gazette 179 (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Understanding the Class N (Digital Nomad) Work Permit in Kenya (Afriwise) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Digital Nomad Visa: Eligibility & Application Process (Otieno Aballah Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya: Digital Nomad Visa Introduced, Further Details Forthcoming (Fragomen) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya — Individual Residence (PwC Worldwide Tax Summaries): 183-day / 122-day tests, worldwide income for residents (opens in a new tab) accessed 2026-06-15
- Government Kenya Foreign Nationals Services (eFNS) portal – Directorate of Immigration Services (opens in a new tab) accessed 2026-06-15
- Government Kenya to Officially Launch Social Health Authority on October 1, 2024 (Ministry of Health) (opens in a new tab) accessed 2026-06-15