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Head to head

Costa Rica vs Netherlands: the digital nomad visas compared

Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming

The short version

  • Netherlands grants a longer initial stay (24 months vs 12), and it is renewable.
  • Only Netherlands offers a direct path to permanent residence on this permit.
  • Tax treatment differs: Costa Rica — foreign income exempt; Netherlands — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
Side-by-side comparison of the Costa Rica DNV and the Netherlands DAFT.
Criteria Costa Rica DNV Netherlands DAFT
Minimum income / month €2,760 No fixed threshold
Income basis Mixed (salary, freelance or savings) Savings accepted
Initial duration 1 year 2 years (better)
Renewable Yes Yes
Maximum total stay 2 years No fixed limit
Path to permanent residence No Yes (better)
Path to citizenship No Via permanent residence
Family inclusion Yes Yes
Working for local clients Not allowed Allowed
Tax treatment Foreign income exempt (Ley 10008 incentivos fiscales) Standard resident taxation (Possible 30% ruling (if eligible))
Health insurance Required (explicit), min. €46,000 Required (explicit)
Insurance duration required Full visa period Full visa period
Application fee ≈ €92 (better) ≈ €423
Where to apply Online, Embassy / consulate In country
Processing time 2–3 weeks

Green values mark the objectively better number in that row.

Full guide

Costa Rica DNV →

Requirements, application steps, insurance and sources.

Full guide

Netherlands DAFT →

Requirements, application steps, insurance and sources.

Don't forget insurance

Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.

Sources