The short version
- Croatia has the lower entry bar: €3,622.50 per month versus €4,400 for Taiwan.
- Taiwan grants a longer initial stay (36 months vs 18), and it is renewable.
- Only Taiwan offers a direct path to permanent residence on this permit.
- Tax treatment differs: Croatia — foreign income exempt; Taiwan — special tax regime. Tax outcomes depend heavily on personal circumstances.
| Criteria | Croatia DN | Taiwan Gold Card |
|---|---|---|
| Minimum income / month | €3,622.50 (better) | €4,400 |
| Income basis | Mixed (salary, freelance or savings) | Salary / employment contract |
| Initial duration | 18 months | 3 years (better) |
| Renewable | Yes | Yes |
| Maximum total stay | 18 months | No fixed limit |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Allowed |
| Tax treatment | Foreign income exempt (Digital nomad exemption, Income Tax Act Art. 9(1)(26)) | Special tax regime (Tax incentives for foreign special professionals (Art. 20, Act for the Recruitment and Employment of Foreign Professionals)) |
| Health insurance | Required (explicit) | Required in practice |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €46.45 (better) | ≈ €157 |
| Where to apply | Online, Embassy / consulate, In country | Online, Embassy / consulate, In country |
| Processing time | — | 4–12 weeks |
Green values mark the objectively better number in that row.
Full guide
Croatia DN →
Requirements, application steps, insurance and sources.
Full guide
Taiwan Gold Card →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government MUP - Temporary stay of digital nomads (English) (opens in a new tab) accessed 2026-06-10
- Government MUP - Privremeni boravak u svrhu boravka digitalnih nomada (Croatian) (opens in a new tab) accessed 2026-06-10
- Government MUP - Temporary stay of digital nomads (health insurance document requirement) (opens in a new tab) accessed 2026-06-10
- Official gazette Zakon o izmjenama i dopuni Zakona o obveznom zdravstvenom osiguranju i zdravstvenoj zastiti stranaca u RH, NN 26/2021 (digital nomads exempt from compulsory HZZO registration) (opens in a new tab) accessed 2026-06-10
- Official gazette Zakon o izmjenama i dopunama Zakona o porezu na dohodak, NN 138/2020 (Art. 9(1)(26) digital nomad exemption, in force 1 Jan 2021) (opens in a new tab) accessed 2026-06-10
- Government Croatian Tax Administration - Determination of residency status (183-day habitual abode / permanent residence) (opens in a new tab) accessed 2026-06-10
- Official gazette Zakon o izmjenama i dopunama Zakona o strancima, NN 40/2025 (Art. 61(1) 18-month duration with one extension; Art. 57(4) 6-month cooling-off) (opens in a new tab) accessed 2026-06-10
- Official gazette Zakon o strancima, NN 133/2020 (Art. 3(1)(43) digital nomad definition) (opens in a new tab) accessed 2026-06-10
- Government EMN Croatia (government) - New Foreigners Act in force 1 January 2021, introduces digital nomad stay (opens in a new tab) accessed 2026-06-10
- Government MUP - Privremeni boravak digitalnih nomada (fee schedule) (opens in a new tab) accessed 2026-06-10
- Government Digital Nomads Croatia - official MUP online application portal (opens in a new tab) accessed 2026-06-10
- Government Taiwan Employment Gold Card — official portal (overview) (opens in a new tab) accessed 2026-06-15
- Government What is the Taiwan Employment Gold Card? (4-in-1 card, 1-3 yr validity, open work permit, dependants) (opens in a new tab) accessed 2026-06-15
- Government How do I meet the salary requirements of the Gold Card application? (NTD 160,000/month; NTD 1,920,000/year; accepted/rejected proof) (opens in a new tab) accessed 2026-06-15
- Government Legal basis and benefits of tax incentives for foreign specialist professionals (50% above NTD 3,000,000, 5 years; Art. 20 Act / Art. 3 Regulations) (opens in a new tab) accessed 2026-06-15
- Government Can I apply for the Gold Card tax benefits? (eligibility: first-time work residency, no Taiwan tax residency/household registration in prior 5 years, 183 days) (opens in a new tab) accessed 2026-06-15
- Government Application Information — online steps, fees by validity/passport (NTD 3,700/4,700/5,700 non-US; 7,605/8,605/9,605 US abroad), 60+ business-day processing (opens in a new tab) accessed 2026-06-15
- Government Act for the Recruitment and Employment of Foreign Professionals — Tax Benefits (Art. 20; 50% of salary above NTD 3 million excluded for 5 years) (National Development Council) (opens in a new tab) accessed 2026-06-15
- Government Taiwan Gold Card — National Health Insurance (NHI) enrolment for cardholders and dependants (6-month wait; mandatory) (opens in a new tab) accessed 2026-06-15
- Government Taiwan Gold Card — APRC (permanent residence after 3 continuous years averaging 183+ days/year) (opens in a new tab) accessed 2026-06-15
- Law firm Taiwan – Applicability of Tax Incentives for Employment Gold Card Holders (KPMG GMS Flash Alert) (opens in a new tab) accessed 2026-06-15
- Media TWD to EUR conversion reference (~0.02748 EUR/TWD, mid-June 2026 rate used for EUR figures) (opens in a new tab) accessed 2026-06-15