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Taiwan · Gold Card · Insurance

Health insurance for the Taiwan Gold Card visa

Verified data Last verified June 15, 2026 Reviewed by Henry van de Vorming

Most digital-nomad visas make health insurance a condition of approval — and the Taiwan Gold Card is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.

The requirement

Insurance
Required in practice
Minimum coverage
Not specified
Required for
Full visa period

There is no insurance figure required to obtain the Gold Card itself. Once resident, Taiwan's National Health Insurance (NHI) is mandatory for eligible foreign residents. Gold Card holders without a Taiwan employer (incl. those working remotely for a foreign employer) must enrol in NHI after 6 months of continuous residence (a single trip abroad of no more than 30 days is allowed but is deducted). Spouses and minor/dependent (incl. disabled adult) children of foreign professionals enrol immediately upon receiving their ARC with no 6-month wait, per the 25 Oct 2021 amendment to the Act; the legally employed enrol from the employment start date. Private international health or travel insurance is advisable to bridge the initial 6-month gap, but no statutory coverage minimum is published.

Plans that meet the requirement

Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Worldwide international health plan ($1M-unlimited, no upper age limit) is an accepted international_health type and ideal for bridging the ~6-month gap before NHI enrolment becomes mandatory for Gold Card holders without a Taiwan employer.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Worldwide unlimited-inpatient international health cover fits the accepted international_health type for Taiwan; the US-resident exclusion is irrelevant for someone relocating to Taiwan, making it a solid pre-NHI bridge plan.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
#3

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Worldwide MyHealth International ($500k-unlimited, 100% hospitalisation+evac) satisfies the international_health type and covers the resident's pre-NHI bridge period, subject to the age-74 (60 in some countries) cap.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription with no residency restriction runs the full stay and meets the accepted travel insurance type to bridge the gap before NHI eligibility on the Gold Card.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler's worldwide EUR 1,000,000/yr long-stay travel cover with no residency limit matches the accepted travel type and bridges the period before NHI becomes mandatory.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate offers worldwide long-stay travel/expat cover (>EUR 30k, authority-recognised) fitting the travel type, but Taiwan acceptance and whether it functions as a true pre-NHI bridge for a Gold Card resident should be confirmed.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.

What to check before you buy

  • 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
  • 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
  • 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
  • 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
  • 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
  • 🤝It pairs with how care works locally — see the health system page.
🛡️ How healthcare actually works in Taiwan →

Insurance for the Gold Card: FAQ

Insurance for the Gold Card: FAQ

Is health insurance mandatory for the Taiwan Gold Card?

Required in practice. There is no insurance figure required to obtain the Gold Card itself. Once resident, Taiwan's National Health Insurance (NHI) is mandatory for eligible foreign residents. Gold Card holders without a Taiwan employer (incl. those working remotely for a foreign employer) must enrol in NHI after 6 months of continuous residence (a single trip abroad of no more than 30 days is allowed but is deducted). Spouses and minor/dependent (incl. disabled adult) children of foreign professionals enrol immediately upon receiving their ARC with no 6-month wait, per the 25 Oct 2021 amendment to the Act; the legally employed enrol from the employment start date. Private international health or travel insurance is advisable to bridge the initial 6-month gap, but no statutory coverage minimum is published.

Can I use regular travel insurance?

Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.

Sources