The short version
- Norway grants a longer initial stay (12 months vs 6), and it is renewable.
- Only Norway offers a direct path to permanent residence on this permit.
- Tax treatment differs: Curacao — foreign income exempt; Norway — standard resident taxation. Tax outcomes depend heavily on personal circumstances.
| Criteria | Curacao @HOME | Norway Self-employed permit (+ Svalbard route) |
|---|---|---|
| Minimum income / month | No fixed threshold | €2,453 |
| Income basis | Mixed (salary, freelance or savings) | Freelance income |
| Initial duration | 6 months | 1 year (better) |
| Renewable | Yes | Yes |
| Maximum total stay | 1 year | No fixed limit |
| Path to permanent residence | No | Yes (better) |
| Path to citizenship | No | Via permanent residence |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Allowed |
| Tax treatment | Foreign income exempt | Standard resident taxation |
| Health insurance | Required (explicit) | Required in practice |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €255 (better) | ≈ €570 |
| Where to apply | Online, In country | Embassy / consulate, In country, Online |
| Processing time | 2 weeks | 8–24 weeks |
Green values mark the objectively better number in that row.
Full guide
Curacao @HOME →
Requirements, application steps, insurance and sources.
Full guide
Norway Self-employed permit (+ Svalbard route) →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Government FAQ — At Home in Curaçao (official program site) (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao FAQ — fees (ANG 535 / ~USD 294), processing ~2 weeks (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao FAQ — 'You will not be required to pay Curaçao Income Tax'; remote workers do not become residents (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao FAQ — valid international travel insurance (incl. COVID-19) and medical insurance prerequisite (opens in a new tab) accessed 2026-06-15
- Government At Home in Curaçao — official program homepage (three target groups: remote workers, hibernators, investors) (opens in a new tab) accessed 2026-06-15
- Government Remote Workers — Curaçao Visitors (official tourism board): documents required, NAF 535 fee, up to 6 months (opens in a new tab) accessed 2026-06-15
- Government Basisverzekering ziektekosten (BVZ) — SVB Curaçao (public basic health insurance, residents only) (opens in a new tab) accessed 2026-06-15
- Media Curacao Launches Long-Term Stay Program — Caribbean Journal (launch dated 11 Feb 2021) (opens in a new tab) accessed 2026-06-15
- Law firm How to Apply for the Curaçao Digital Nomad Visa — Temporary Stay Permit, no residency, 6+6 months (opens in a new tab) accessed 2026-06-15
- Media XE — USD→EUR conversion (1 USD ≈ 0.86 EUR, 15 June 2026) used to derive the ~EUR 255 fee (opens in a new tab) accessed 2026-06-15
- Media Curaçao Health Insurance for Expats — public (BVZ) vs private access (opens in a new tab) accessed 2026-06-15
- Government Want to apply: Work immigration — UDI (Norwegian Directorate of Immigration) (opens in a new tab) accessed 2026-06-15
- Government Fees — UDI (work residence permit for applicants over 18: NOK 6,300, incl. renewals) (opens in a new tab) accessed 2026-06-15
- Government Svalbard — visa and residence requirements — UDI (opens in a new tab) accessed 2026-06-15
- Government Visas and immigration — Governor of Svalbard (Sysselmesteren) (opens in a new tab) accessed 2026-06-15
- Government Requirement to financially support yourself for permanent residence (NOK 341,373) — UDI (opens in a new tab) accessed 2026-06-15
- Government Tax residence in Norway when moving to or from Norway (183/270-day rule) — Norwegian Tax Administration (Skatteetaten) (opens in a new tab) accessed 2026-06-15
- Law firm Norway — Individual — Residence — PwC Worldwide Tax Summaries (opens in a new tab) accessed 2026-06-15
- Law firm How to Obtain a Visa as a Self-Employed in Norway (NOK 325,400/yr, May 2025; own-business-only) — Reinholdt Advokatfirma AS (opens in a new tab) accessed 2026-06-15
- Law firm Residence permits for self-employed persons in Norway — Sterk Law Firm (opens in a new tab) accessed 2026-06-15
- Law firm Update of the Norwegian National Insurance basic amount (G) — NOK 130,160 → 136,549 from 1 May 2026 — DLA Piper (opens in a new tab) accessed 2026-06-15
- International organisation Moving or travelling to Svalbard — Info Norden (Nordic Council of Ministers) (opens in a new tab) accessed 2026-06-15
- Government The Norwegian welfare system — healthcare and welfare — City of Oslo (opens in a new tab) accessed 2026-06-15
- Law firm Norway — Individual — Taxes on personal income (22% general + trinnskatt brackets) — PwC (opens in a new tab) accessed 2026-06-15