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Red fishing cabins lining the waterfront beneath dramatic peaks at Hamnøy in the Lofoten Islands of Norway
Norway · Self-employed permit (+ Svalbard route)

🇳🇴 Norway Freelance / self-employed visa

Norway Self-employed permit (+ Svalbard route) requirements: income, duration, taxes, health insurance — from official sources.

Photo: Benoît Deschasaux / Unsplash

Minimum income
€2,453/mo
Proof required
Initial duration
1 year
Renewable
Health insurance
Required in practice
Full visa period
Tax treatment
Standard resident taxation
Path to residence
Yes
Family can join
Government fee
≈ €570
Plus processing time
Partially verified Last verified June 15, 2026 Reviewed by Henry van de Vorming
13 official sources cited →

All requirements in detail

Official name
Residence permit for self-employed persons (sole proprietor), Immigration Regulations §6-18 — Norway has no dedicated digital-nomad visa for the mainland; Svalbard is visa-free under the 1920 Svalbard Treaty
Visa type
Freelance / self-employed visa
Status
Active
Income requirement (original currency)
27,117 NOK / month
Income basis
Freelance income
Legal basis
Self-employed permit: the business must be likely to generate at least NOK 325,400/year before tax (the UDI subsistence level 'as of May 2025', tied to ~2.5x the National Insurance basic amount G; figure re-stated each May). NOK 325,400/12 = NOK 27,117/month. Converted at the current rate ~NOK 11.06 = EUR 1 (0.09045 EUR/NOK, 15 Jun 2026): ~EUR 2,453/month, ~EUR 29,433/year. This is required *future business profit*, not a foreign-salary threshold. The Svalbard route has no published numeric income figure — only a general 'sufficient means to support yourself plus secured housing' test — so it is left null at program level.
Family surcharges
No separate published self-employed-permit income surcharge for family; family members apply under family-immigration rules with their own (higher) sponsor-income requirement, set separately by UDI. (Distinct figure from the permanent-residence self-support amount, which UDI lists at NOK 341,373 before tax over the last 12 months.)
Working for local clients
Allowed
Path to citizenship
Via permanent residence
Where to apply
Embassy / consulate, In country, Online
Processing time
8–24 weeks
Tax residency trigger
183 days

Insurance requirement, verbatim intent: Norway does not publish a private-insurance coverage minimum for the self-employed permit because residents are enrolled in the public National Insurance Scheme (Folketrygden). Membership is compulsory for anyone intending to reside in Norway for more than 12 months, giving access to public healthcare; for the gap before registration, or for stays under a year, private/international health insurance is advisable. On Svalbard there is no folketrygden-equivalent public health-insurance scheme and the local hospital handles acute/emergency care only, so private international health insurance (with medevac) is strongly recommended there, but it is not a formal visa condition.

Tax notes: No special expat or digital-nomad tax regime. Per Skatteetaten you become tax-resident if you stay in Norway more than 183 days in any 12-month period, or more than 270 days in any 36-month period; once resident you are in principle liable to Norwegian tax on worldwide capital and income (subject to tax treaties). General income is taxed at a flat 22%, plus a progressive bracket tax (trinnskatt, 2026 brackets from NOK 226,100, rising to 17.8% at the top) on personal income and National Insurance contributions (trygdeavgift), so effective marginal rates on labour/business income are considerably higher than 22%. Self-employed persons pay a higher National Insurance rate on business income. Tax residency only ends once you take up permanent residence abroad, do not stay in Norway more than 61 days in the income year, and have no available dwelling here (and, after 10+ years of residence, only after three consecutive such years).

Insurance requirement

Insurance that meets the Norway Self-employed permit (+ Svalbard route) requirements

Required in practice, for: full visa period. These plans match the published requirement:

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a true worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, matching Norway's accepted 'international_health' type and easily covering the registration gap before Folketrygden enrolment or a sub-year stay; no published Norwegian minimum to fail.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide full international medical cover with unlimited inpatient (Region 1 includes Europe) and is buyable by someone relocating to Norway, satisfying the 'international_health' route while a resident waits to enrol in the National Insurance Scheme.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
#3

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International is a worldwide full-health plan ($500k–unlimited, hospitalisation and evacuation at 100%) with max enrolment age 74 (Norway is not on the reduced-age-60 list), fitting Norway's 'international_health' acceptance for the pre-registration gap or sub-year stays.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Beyond the visa

Norway — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

Sources