Health insurance for the Norway Self-employed permit (+ Svalbard route) visa

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a true worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, matching Norway's accepted 'international_health' type and easily covering the registration gap before Folketrygden enrolment or a sub-year stay; no published Norwegian minimum to fail.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide full international medical cover with unlimited inpatient (Region 1 includes Europe) and is buyable by someone relocating to Norway, satisfying the 'international_health' route while a resident waits to enrol in the National Insurance Scheme.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International is a worldwide full-health plan ($500k–unlimited, hospitalisation and evacuation at 100%) with max enrolment age 74 (Norway is not on the reduced-age-60 list), fitting Norway's 'international_health' acceptance for the pre-registration gap or sub-year stays.

• ✓ Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
• ✓ Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
• ✓ Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler gives EUR 1,000,000 worldwide cover that runs the full stay, is Schengen-compliant (>EUR 30k) and issues an insurance certificate immediately, comfortably covering the gap before Folketrygden enrolment or a sub-year Norway stay with no published minimum to meet.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

SafetyWing Nomad runs the full stay worldwide (Essential ~USD 250k / Complete USD 1.5M), is Schengen-compliant and provides a downloadable certificate of coverage, suitable as the advisable private/international cover for the registration gap or sub-year stays in Schengen Norway.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Concept Care Expatriate is a worldwide long-stay expat plan with outpatient/inpatient/repatriation marketed as authority-recognised (>EUR 30k), plausibly fitting Norway's 'international_health' route, but its acceptance framing is German-market so Norwegian-authority suitability for the Folketrygden gap should be confirmed.

• ✓ Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
• ✓ Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
• ✓ Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)