The short version
- Kenya has the lower entry bar: €1,850 per month versus €3,500 for Malta.
- Kenya grants a longer initial stay (24 months vs 12), and it is renewable.
- Tax treatment differs: Kenya — standard resident taxation; Malta — special tax regime. Tax outcomes depend heavily on personal circumstances.
| Criteria | Kenya Class N Permit | Malta NRP |
|---|---|---|
| Minimum income / month | €1,850 (better) | €3,500 |
| Income basis | Salary / employment contract | Mixed (salary, freelance or savings) |
| Initial duration | 2 years (better) | 1 year |
| Renewable | Yes | Yes |
| Maximum total stay | No fixed limit | 4 years |
| Path to permanent residence | Indirect (switch required) | No |
| Path to citizenship | No | No |
| Family inclusion | Yes | Yes |
| Working for local clients | Not allowed | Not allowed |
| Tax treatment | Standard resident taxation | Special tax regime (Nomad Residence Permits (Income Tax) Rules (S.L. 123.210)) |
| Health insurance | Required in practice | Required (explicit), min. €100,000 |
| Insurance duration required | Full visa period | Full visa period |
| Application fee | ≈ €185 (better) | ≈ €300 |
| Where to apply | Online, In country | Online, Embassy / consulate |
| Processing time | — | 6 weeks |
Green values mark the objectively better number in that row.
Full guide
Kenya Class N Permit →
Requirements, application steps, insurance and sources.
Full guide
Malta NRP →
Requirements, application steps, insurance and sources.
Don't forget insurance
Both programs have their own health-insurance rules — we match plans against each one's published requirement, with the evidence shown.
Sources
- Law firm Kenya Introduces the Class N–Digital Nomad Permit (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Operationalises New Permit Categories (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya accepting applications for the new Digital Nomad Permit (EY Tax Alert) (opens in a new tab) accessed 2026-06-15
- Law firm Understanding the Class N (Digital Nomad) Permit in Kenya (Njaga & Co. Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Introduction of the Digital Nomad Permit in Kenya (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm The Kenya Citizenship and Immigration (Amendment) Regulations, 2024 — Legal Notice 155 / Gazette 179 (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Understanding the Class N (Digital Nomad) Work Permit in Kenya (Afriwise) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Digital Nomad Visa: Eligibility & Application Process (Otieno Aballah Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya: Digital Nomad Visa Introduced, Further Details Forthcoming (Fragomen) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya — Individual Residence (PwC Worldwide Tax Summaries): 183-day / 122-day tests, worldwide income for residents (opens in a new tab) accessed 2026-06-15
- Government Kenya Foreign Nationals Services (eFNS) portal – Directorate of Immigration Services (opens in a new tab) accessed 2026-06-15
- Government Kenya to Officially Launch Social Health Authority on October 1, 2024 (Ministry of Health) (opens in a new tab) accessed 2026-06-15
- Government Eligibility — Nomad Residence Permit (Residency Malta Agency) (opens in a new tab) accessed 2026-06-15
- Government Tax — Nomad Residence Permit (Residency Malta Agency) (opens in a new tab) accessed 2026-06-15
- Official gazette S.L. 123.210 Nomad Residence Permits (Income Tax) Rules (Laws of Malta) (opens in a new tab) accessed 2026-06-15