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Sailing yachts anchored in a calm tropical bay framed by green hills at English Harbour in Antigua and Barbuda
Antigua and Barbuda · NDR

🇦🇬 Antigua and Barbuda Digital nomad visa

Antigua and Barbuda NDR requirements: income, duration, taxes, health insurance — from official sources.

Photo: Shinzan Murray / Unsplash

Minimum income
€3,860/mo
Proof required
Initial duration
2 years
Not renewable
Health insurance
Required (explicit)
Full visa period
Tax treatment
No personal income tax
Path to residence
No
Family can join
Government fee
≈ €1,390
Plus processing time
Verified data Last verified June 15, 2026 Reviewed by Henry van de Vorming
9 official sources cited →

All requirements in detail

Official name
Nomad Digital Residence Visa (NDR Programme)
Visa type
Digital nomad visa
Status
Suspended
Income requirement (original currency)
4,167 USD / month
Income basis
Mixed (salary, freelance or savings)
Legal basis
Official NDR eligibility (per the Antigua and Barbuda embassy/high-commission programme pages and nomad.gov.ag) required an 'expected income of no less than US$50,000 (Fifty thousand US dollars) or the equivalent in other currencies, for each year of the 2 years in Antigua'. Expressed monthly: USD 50,000 / 12 = USD 4,167/month. The requirement is an annual-income declaration backed by 'Evidence of employment or self-employment' (pay stubs / bank statements; both employed and self-employed remote workers qualified, pensioners did not). It is therefore an earned-income test, NOT a pure savings test. No EUR threshold is set by the authority; the EUR value is an indicative FX conversion at roughly EUR 1 = USD 1.08 (mid-June 2026): USD 50,000/yr ~ EUR 46,300/yr ~ EUR 3,860/month.
Proof of funds
Required
Family surcharges
No separate income multiplier for dependants is published; the USD 50,000 minimum is per main applicant. Dependants are handled by the fee tier rather than additional income: single applicant, couple (applicant + 1 dependent), family (applicant + up to 3 dependents), with each additional dependant USD 650. Dependants may include immediate family and, per programme materials, support/domestic staff.
Working for local clients
Not allowed
Path to citizenship
No
Where to apply
Online
Processing time
1–2 weeks

Insurance requirement, verbatim intent: A certificate indicating medical-insurance coverage for the period of the intended stay was a required document for the NDR application (per the embassy/high-commission programme pages and Department of Immigration materials); some materials describe it as medical insurance inclusive of travel insurance for the two-year stay. No minimum coverage amount was published by the authority. The programme is no longer accepting applications (ended 15 Nov 2025), so these requirements are historical for new applicants; existing holders' visas run to their original two-year expiry. Antigua's public Medical Benefits Scheme does not extend to NDR holders, so private international/travel medical cover was the practical requirement.

Tax notes: NDR holders were not treated as tax residents of Antigua and Barbuda; the programme's stated principle is that successful applicants and their dependents pay income taxes in their country of normal residence, with no personal income tax payable to Antigua and Barbuda. This sits within the wider regime: Antigua and Barbuda abolished personal income tax in its entirety effective April 2016 (announced by PM Gaston Browne), so there is no personal income tax on residents or visa holders, and no capital gains, inheritance or wealth tax. The NDR visa permitted remote work only for companies/clients OUTSIDE Antigua and Barbuda; local employment was not allowed. No day-count residency trigger is published for the NDR. Holders should still confirm tax-residency obligations in their home country, since the visa does not by itself displace an existing home tax residence.

Insurance requirement

Insurance that meets the Antigua and Barbuda NDR requirements

Required (explicit), for: full visa period. These plans match the published requirement:

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription with no fixed term that can run the full two-year Antigua stay and matches the visa's accepted 'travel' type with no published minimum to clear.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Worldwide international health plan ($1M-unlimited, no upper age limit) squarely matches the visa's 'international_health' accepted type and easily covers a two-year residence in Antigua and Barbuda.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Worldwide long-stay travel insurance with a EUR 1,000,000/yr limit fits the 'travel' accepted type and is buyable globally for someone relocating to Antigua, with no minimum coverage to fail.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Beyond the visa

Antigua and Barbuda — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

Sources