Avant de vous installer à Romania, la question qui compte n'est pas « les soins sont-ils bons » — c'est « puis-je, avec un visa temporaire, réellement y accéder, et que se passe-t-il en cas d'urgence ? » Voici comment le système fonctionne pour un nomade, et où s'insère l'assurance privée.
En un coup d'œil
- Système
- Assurance maladie sociale (Bismarck)
- Accès public (nomades)
- Non — assurance privée nécessaire
- Numéro d'urgence
- 112
- Consultation généraliste privée
- ~€40
- Soins en anglais
- Soins en anglais dans les grandes villes
Comment fonctionne le système
Romania runs a single-payer social health insurance system. The National Health Insurance House (Casa Nationala de Asigurari de Sanatate, CNAS) and its 43 regional houses fund care, financed mainly by mandatory wage contributions plus state transfers, with the Ministry of Health setting policy. Insured residents get a broad benefits package (family doctor, specialists, hospital care, prescriptions) largely free at the point of use, though co-payments for specialist, hospital, lab and imaging services and high out-of-pocket spending on medicines exist. Romania has the EU's lowest health spending per capita (about EUR 1,800 PPP-adjusted in 2023 vs an EU average of EUR 3,832, and 5.8% of GDP vs the EU's ~10%), and roughly 11% of the population is uninsured. A fast-growing private sector (clinics and hospitals) handles a large share of outpatient demand, especially for expats and city dwellers seeking shorter waits and English-speaking staff.
Romania has a large, modern private healthcare sector concentrated in Bucharest and major cities (Cluj, Brasov, Timisoara, Iasi). Big chains such as Regina Maria, MedLife, Sanador, Medicover and Monza run their own clinics and hospitals, offer same-day or next-day appointments and commonly have English-speaking doctors. Prices are low by Western-European standards: a private GP/family-doctor consultation is roughly EUR 20-50 (around 300 lei for a short private visit in Bucharest), specialist visits about EUR 40-80. Many providers sell subscription plans, and local private health insurance typically runs about EUR 300-1,000 per year. Most expats and digital nomads rely on private clinics or international insurance rather than the public system, partly because public care can involve waits, uneven facility quality and informal payments.
Romania scores poorly on EU health outcome benchmarks. In the EU/OECD State of Health in the EU 2025 country profile, life expectancy was 76.6 years (2024), about 5.1 years below the EU average; treatable mortality (deaths avoidable through timely effective care) was the highest in the EU at 215 per 100,000 and preventable mortality the third-highest at 304 per 100,000 (both 2022). Out-of-pocket payments are about 23% of health spending, driven largely by medicines, and WHO has flagged that these payments and informal payments to providers create financial barriers to care. Private urban clinics are generally well-equipped and modern, but public-sector quality and access vary widely by region.
Bon à savoir
- Emergency number 112 covers ambulance and all emergencies; emergency and urgent care is provided regardless of insurance status, and emergency ambulance transport is free.
- EU/EEA visitors can use a valid European Health Insurance Card (EHIC) for medically necessary public care during a temporary stay, on the same terms and cost as insured Romanians, but only at providers contracted with a local health insurance house.
- Private care is modern and cheap by EU standards: a GP visit is roughly EUR 20-50 and English-speaking doctors are common at major chains (Regina Maria, MedLife, Medicover, Sanador) in Bucharest and other cities.
- Once a non-EU foreigner works under a Romanian employment contract they gain insured status with the same rights as citizens, and temporary residents can also buy optional insurance from the health insurance house.
À surveiller
- Non-EU nomads on a temporary visa are generally not covered by the public CNAS system and must hold private/travel health insurance; public coverage requires either employment contributions or buying optional insurance from the health insurance house.
- EHIC and public coverage apply only at providers contracted with the public insurance fund; you must consult a contracted family doctor or specialist, and using non-contracted or private providers means paying out of pocket.
- Public-sector quality, facilities and waiting times vary widely by region, out-of-pocket spending on medicines is high, and informal payments to staff are still reported, so most expats default to private clinics or international insurance.
- GP cost figures are indicative private-clinic prices (about 300 lei / EUR 20-50 for a short consultation) and vary by city and provider; capital-city prices tend to be highest.
🩺 L'assurance dont vous aurez besoin
Comme les résidents temporaires ne peuvent guère s'appuyer sur le système public, et que le Digital Nomad Visa (DNV) exige une couverture, l'assurance santé privée fait partie de l'installation — pas un détail à régler après coup. Nous listons les formules qui répondent vraisemblablement à l'exigence de Romania, classées par adéquation.
Voir les formules admissibles pour Romania →La santé à Romania : FAQ
La santé à Romania : FAQ
Puis-je utiliser la santé publique à Romania en tant que nomade numérique ?
En bref — le système public n'est pas ouvert aux résidents temporaires, l'assurance santé privée est donc la voie à suivre. Romania has a large, modern private healthcare sector concentrated in Bucharest and major cities (Cluj, Brasov, Timisoara, Iasi). Big chains such as Regina Maria, MedLife, Sanador, Medicover and Monza run their own clinics and hospitals, offer same-day or next-day appointments and commonly have English-speaking doctors. Prices are low by Western-European standards: a private GP/family-doctor consultation is roughly EUR 20-50 (around 300 lei for a short private visit in Bucharest), specialist visits about EUR 40-80. Many providers sell subscription plans, and local private health insurance typically runs about EUR 300-1,000 per year. Most expats and digital nomads rely on private clinics or international insurance rather than the public system, partly because public care can involve waits, uneven facility quality and informal payments.
Quel est le numéro d'urgence à Romania ?
112. Appelez-le pour les urgences vitales ; les services d'urgence vous prendront en charge quelle que soit votre assurance, mais vous pourrez être facturé ensuite si vous n'êtes pas couvert.
Ai-je besoin d'une assurance santé privée à Romania ?
Oui — au-delà de la simple prudence, le Digital Nomad Visa (DNV) l'exige (obligatoire (explicite)). Voir les formules admissibles pour Romania.
Sources
- Government Romania - European Health Insurance Card (how to use the card) (opens in a new tab) accessed 2026-06-15
- Government Romania - Country-specific information about health services (EU Cross-Border Healthcare contact point) (opens in a new tab) accessed 2026-06-15
- International organisation State of Health in the EU - Romania Country Health Profile 2025 (opens in a new tab) accessed 2026-06-15
- International organisation Out-of-pocket payments for health care in Romania undermine progress towards universal health coverage (opens in a new tab) accessed 2026-06-15
- Government Health Insurance - EURAXESS Romania (opens in a new tab) accessed 2026-06-15
- Media Report: Health spending per capita in Romania remains lowest in the EU (opens in a new tab) accessed 2026-06-15
- Media Romania Healthcare: Insurance & Hospitals (private GP/specialist costs) (opens in a new tab) accessed 2026-06-15