Most digital-nomad visas make health insurance a condition of approval — and the Brazil VITEM XIV is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.
The requirement
- Insurance
- Required (explicit)
- Minimum coverage
- Not specified
- Required for
- Full visa period
CNIg Resolution 45/2021 Art. 3(II) requires health insurance valid in Brazilian territory for the whole stay. No minimum coverage amount is specified.
Plans that meet the requirement
Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical subscription valid in Brazil for the full stay, satisfying CNIg Resolution 45/2021 Art. 3(II).
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Long-stay travel-health policy (EUR 1M) valid in Brazil with an immediately issued certificate.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Full international health plan covering Brazil with no upper enrollment age.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
International full health plan covering Brazil, but enrollment is age-capped with underwriting.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.
What to check before you buy
- 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
- 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
- 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
- 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
- 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
- 🤝It pairs with how care works locally — see the health system page.
Insurance for the VITEM XIV: FAQ
Insurance for the VITEM XIV: FAQ
Is health insurance mandatory for the Brazil VITEM XIV?
Required (explicit). CNIg Resolution 45/2021 Art. 3(II) requires health insurance valid in Brazilian territory for the whole stay. No minimum coverage amount is specified.
Can I use regular travel insurance?
Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.
Sources
- Official gazette Resolução CNIG MJSP nº 45/2021 (Diário Oficial da União) (opens in a new tab) accessed 2026-06-15