Most digital-nomad visas make health insurance a condition of approval — and the Greece DNV is no different. Here's exactly what's required, the plans that plausibly meet it, and what to check before you buy.
The requirement
- Insurance
- Required (explicit)
- Minimum coverage
- Not specified
- Required for
- Full visa period
Insurance is checked at two stages. (1) Visa stage: the general supporting documents for any Greek national (D) visa include travel insurance valid for the full period of the visa requested (MD F3497.3/Ap24245/2014, as listed on the Embassy of Greece in Islamabad's national-visas page, last updated 23 Dec 2025). No minimum coverage amount for national visas appears in any official source; the EUR 30,000 figure commonly cited applies to Schengen C visas and is not confirmed for the D visa. (2) Residence stage: Art. 8(e) of Law 5038/2023 makes full sickness insurance, covering all risks covered for Greek nationals, a general condition of residence. Because digital nomads may not work for Greece-based employers, they have no Greek employment-based coverage and must hold private insurance, either a foreign policy valid in Greece or a Greek private policy. Holders of this visa are not entitled to the Greek public healthcare system: per the official workfromgreece.gr FAQ, non-EU remote workers need private health insurance, while EU citizens may use an EHIC instead.
Plans that meet the requirement
Ranked by requirement fit, then price. Qualification status is shown per plan — always double-check the policy certificate matches the consulate's wording before you apply.
Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Unlimited international full health insurance with a 12-month minimum contract and tacit annual renewal matches both the accepted 'international_health' type and the full 12-month visa period, fitting the residence-stage full-sickness-insurance condition.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
Annual international full health plans (EUR 500k to unlimited) for people residing outside their country of nationality satisfy the accepted 'international_health' type and full-visa-period duration, with enrollment possible to age 74.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Expatriate international full health insurance with USD 1M to unlimited annual maximums and no upper age limit satisfies the 'international_health' type and 12-month duration, though routine outpatient care requires an optional module to approach 'all risks covered for Greek nationals'.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Subscription-based nomad travel medical cover (USD 250k-1.5M) can run continuously for the full 12-month period and matches the accepted 'travel' type, but it excludes routine/preventive care and the insurer states it cannot guarantee acceptance by every visa authority, so residence-stage adequacy is unconfirmed.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
EUR 1,000,000 travel-medical cover per one-year insurance period matches the accepted 'travel' type and the 12-month duration, but exclusions of routine, preventive and pre-existing care leave the residence-stage 'full sickness insurance' standard unverified.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Long-stay expatriate travel-medical plans (enrollment to age 74) cover outpatient, inpatient and dental treatment for extended stays matching the 'travel' type and 12-month duration, but aggregate caps are defined only in unreviewed AVB conditions and per-benefit sub-limits make residence-stage sufficiency unconfirmed.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Some links are affiliate links — see our disclosure. Rankings are based on requirement fit, never on commissions.
What to check before you buy
- 📄The certificate wording matches the visa requirement — name the country and the coverage period explicitly.
- 💶Coverage is comprehensive (inpatient, outpatient and emergency), since no fixed minimum is published.
- 🚑Emergency treatment, hospitalisation and medical repatriation are all included.
- 📅The policy runs the full stay you’re applying for — many travel policies cap the trip length.
- 🌍You’re actually eligible to buy it (some plans only sell to EU/UK/US residents).
- 🤝It pairs with how care works locally — see the health system page.
Insurance for the DNV: FAQ
Insurance for the DNV: FAQ
Is health insurance mandatory for the Greece DNV?
Required (explicit). Insurance is checked at two stages. (1) Visa stage: the general supporting documents for any Greek national (D) visa include travel insurance valid for the full period of the visa requested (MD F3497.3/Ap24245/2014, as listed on the Embassy of Greece in Islamabad's national-visas page, last updated 23 Dec 2025). No minimum coverage amount for national visas appears in any official source; the EUR 30,000 figure commonly cited applies to Schengen C visas and is not confirmed for the D visa. (2) Residence stage: Art. 8(e) of Law 5038/2023 makes full sickness insurance, covering all risks covered for Greek nationals, a general condition of residence. Because digital nomads may not work for Greece-based employers, they have no Greek employment-based coverage and must hold private insurance, either a foreign policy valid in Greece or a Greek private policy. Holders of this visa are not entitled to the Greek public healthcare system: per the official workfromgreece.gr FAQ, non-EU remote workers need private health insurance, while EU citizens may use an EHIC instead.
Can I use regular travel insurance?
Long-stay travel medical insurance is among the accepted types for this program, as long as it meets the coverage minimums for the full required period.
Sources
- Government Digital Nomad Visa - Hellenic Republic, Ministry of Foreign Affairs (pointer page to workfromgreece.gr) (opens in a new tab) accessed 2026-06-10
- Government Work From Greece (official state portal) - FAQs: visa, income EUR 3,500 +20%/+15%, healthcare/insurance, tax (180-day wording), permit renewal (opens in a new tab) accessed 2026-06-10
- Embassy Embassy of Greece in Islamabad - National Visas (updated 23 Dec 2025): general supporting documents incl. travel insurance with validity equal to the visa requested (MD F3497.3/Ap24245/2014) (opens in a new tab) accessed 2026-06-10
- Law firm EY Greece Law Alert - Law 5275/2026 immigration code amendments (3-month late-renewal window, EUR 100/month fine; no digital-nomad-specific commentary) (opens in a new tab) accessed 2026-06-10
- Government Ministry of Migration and Asylum - legislation index confirming Law 4825/2021 (Gazette 157 A'/4.09.2021, attraction of investors and digital nomads) (opens in a new tab) accessed 2026-06-10