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World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd)

World Nomads Travel Insurance (Standard / Explorer)

Last verified June 10, 2026 Check current price
Type
Long-stay travel insurance
Price from
—
No public price list exists; premiums are calculated per trip in the quote funnel based on country of residence, destination(s), exact trip dates and traveler age. A quote for a 30-year-old could not be obtained without submitting personal data into the quote form, which was not done (static research only). Pricing is a one-off per-trip premium (extendable), not a monthly subscription; the US site also sells an Annual Multi Trip plan (annual premium).
Maximum age
69
Coverage maximum
€10,000,000
Home-country visits
Not covered
Schengen 30k compliant
Yes

Strengths

  • Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
  • EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
  • Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
  • Issues insurer confirmation letters usable for Schengen visa applications (per official Schengen page; ~2-day turnaround)

Limitations

  • No cover in the country of residence: cover is suspended during temporary visits home and ends on final return home (no refund of unused premium)
  • Trip insurance, not health insurance: no routine/preventive care, no ongoing treatment at home, pre-existing conditions generally excluded
  • Maximum purchase age varies by residence (official EU single-policy help page states 64 at issue, while EU family help, US pages and the June 2024 Collinson launch state 69); age 70+ only via US referral partner TripAssure (Silver Nomads)
  • US-resident plans have far lower medical caps ($125k-$250k) than EU plans; benefits, limits and Schengen-suitability depend on country of residence

Visas this plan qualifies for

Links to World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) may be affiliate links — how we earn. Product facts come from the insurer's official documents (sources below), not from reviews.

Sources