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World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd)

World Nomads Travel Insurance (Standard / Explorer)

Last verified June 10, 2026 Reviewed by Henry van de Vorming Check current price (opens in a new tab)
Type
Long-stay travel insurance
Price from
Quote-based
No public price list exists; premiums are calculated per trip in the quote funnel based on country of residence, destination(s), exact trip dates and traveler age. Premiums are quoted per trip and are not published as a fixed list. Pricing is a one-off per-trip premium (extendable), not a monthly subscription; the US site also sells an Annual Multi Trip plan (annual premium).
Maximum age
69
Coverage maximum
€10,000,000
Home-country visits
Not covered
Schengen €30k compliant
Yes

Strengths

  • Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
  • EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
  • Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
  • Issues insurer confirmation letters usable for Schengen visa applications (per official Schengen page; ~2-day turnaround)

Limitations

  • No cover in the country of residence: cover is suspended during temporary visits home and ends on final return home (no refund of unused premium)
  • Trip insurance, not health insurance: no routine/preventive care, no ongoing treatment at home, pre-existing conditions generally excluded
  • Maximum purchase age varies by residence (official EU single-policy help page states 64 at issue, while EU family help, US pages and the June 2024 Collinson launch state 69); age 70+ only via US referral partner TripAssure (Silver Nomads)
  • US-resident plans have far lower medical caps ($125k-$250k) than EU plans; benefits, limits and Schengen-suitability depend on country of residence

Visas this plan qualifies for

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Links to World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) may be affiliate links — how we earn. Product facts come from the insurer’s official documents (sources below), not from reviews.

Sources