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Portugal · D8

🇵🇹 Portugal Digital nomad visa

Portugal’s D8 digital nomad visa requires €3,680/month income (2026). See the two-stage application, 2-year permit, insurance rules, and tax basics.

Photo: Julian Dik / Unsplash

Minimum income
€3,680/mo
Proof required
Initial duration
2 years
Renewable
Health insurance
Required (explicit)
Full visa period
Tax treatment
Standard resident taxation
Path to residence
Yes
Family can join
Government fee
≈ €110
Plus processing time
Verified data Last verified June 10, 2026 Reviewed by Henry van de Vorming
15 official sources cited →

All requirements in detail

Official name
Visto de residência para o exercício de atividade profissional prestada de forma remota para fora do território nacional (Visto D8)
Visa type
Digital nomad visa
Status
Active
Income basis
Mixed (salary, freelance or savings)
Legal basis
4 x Portuguese monthly minimum guaranteed remuneration (RMMG), proven as average monthly income over the last 3 months. RMMG 2026 = EUR 920 per PCM Regulatory Decree n.º 139/2025 of 29 Dec 2025, as named on the MFA means-of-subsistence page, so 4 x 920 = EUR 3,680/month. The threshold is recalculated whenever the RMMG changes. EUR is the original currency; no ECB conversion needed.
Proof of funds
Required
Family surcharges
No separate D8 income multiplier for dependants is published; the general means-of-subsistence scale on the MFA portal applies: 100% of RMMG (EUR 920) for the first adult, +50% (EUR 460) per additional adult, +30% (EUR 276) per child under 18 or dependent non-minor child.
Working for local clients
Not allowed
Path to citizenship
Yes
Where to apply
Embassy / consulate, In country
Processing time
8.6 weeks
Tax residency trigger
183 days

Insurance requirement, verbatim intent: Both the MFA visa portal's document list for residency visas and the official embassy D8 checklist (dated 4 July 2025) require valid travel insurance covering necessary medical expenses, including urgent medical assistance and possible repatriation. No minimum coverage amount or validity duration is published for national (D) visas: the EUR 30,000 floor applies only to Schengen short-stay visas, and the MFA portal's dedicated Travel Insurance page contains no substantive requirements. Per the MFA portal, the requirement may be waived where a bilateral or international agreement applies (for example Brazil's PB4 or the UK's S1), and citizens of CPLP countries are exempt under the CPLP Mobility Agreement. At the in-country residence-permit stage, AIMA's D8 document list includes no private-insurance item, and permit holders can register with the public health service (SNS) as residents.

Tax notes: You become a Portuguese tax resident under Art. 16 CIRS if you are present more than 183 days (consecutive or not) in any 12-month period starting or ending in the calendar year concerned, or if on any day of that period you hold a home in Portugal intended as your permanent residence — so residency can trigger well before 183 days. Any part-day with an overnight stay counts as a day of presence, per the Tax and Customs Authority (AT) information sheet published via the OECD AEOI portal. Residents are taxed on worldwide income at progressive IRS rates. The old NHR regime is closed to new applicants. Its successor, IFICI ("NHR 2.0") — a 20% rate on eligible employment or self-employment income, foreign-source income exempt except pensions and tax-haven income, for 10 years — is limited to higher-education teaching and scientific research, qualified professions in companies in eligible sectors, startup employees and board members, and activities in the Azores or Madeira. On PwC Portugal's interpretation, typical D8 remote employees of foreign companies with no Portuguese economic tie do not qualify. Double-tax-treaty relief may apply to foreign-source income.

Insurance requirement

Insurance that meets the Portugal D8 requirements

Required (explicit), for: not specified. These plans match the published requirement:

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Travel-medical subscription (USD 250k/1.5M limits) with emergency medical evacuation cover and Schengen-30k compliance, matching the D8's travel-insurance requirement for urgent medical expenses with no published minimum amount, and its subscription model can run the full stay.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Long-stay travel insurance with a EUR 1,000,000 overall limit per renewable one-year period and Schengen-30k compliance, fitting the accepted 'travel' type where no minimum coverage or validity duration is required for national D visas.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Long-stay travel product explicitly covering outpatient, inpatient treatment and medical repatriation, Schengen-30k compliant and marketed as recognized by authorities, directly matching the D8's medical-plus-repatriation travel-insurance wording.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Beyond the visa

Portugal — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

Who the D8 is for

Portugal’s D8 is a residence visa for people who work remotely for employers or clients outside Portugal. Both routes count: employees prove the relationship with an employment contract or employer declaration, freelancers with articles of association, a service contract, or proof of services rendered, and either way you need a tax-residence certificate. The income bar is an average of €3,680 per month over the last three months — four times the Portuguese minimum wage (RMMG), €920 in 2026 — and it moves whenever the minimum wage changes.

It is not a route into the Portuguese labor market. The work must be performed remotely for entities outside Portugal, and AIMA treats unauthorized independent professional activity as a fineable offence. If your plan involves Portuguese clients or a local job, you need a different permit.

It does suit people thinking long term. Family members can be included, the first residence permit runs two years and renews in three-year blocks, and permanent residence is possible after five years of temporary residence. Two recent law changes matter here: family reunification rules tightened in October 2025, and in May 2026 the residence requirement for naturalization rose to ten years (seven for CPLP and EU nationals).

How to apply, step by step

The D8 is a two-stage process: a consular residence visa first, then a residence permit from AIMA once you are in Portugal.

  1. Confirm you clear the threshold: an average of €3,680/month over the last three months. Statutory means-of-subsistence proof is also required, but the MFA allows it to derive from the contract or service income itself; no official savings figure exists for the D8 (the circulating 12x-minimum-wage figure is unconfirmed consulate practice).
  2. Gather documents: proof of remote work (employment contract or employer declaration, or the freelance equivalents), a tax-residence certificate, and travel insurance. The official checklist for your consular post defines the full list.
  3. Apply at the Portuguese consular post. The national-visa fee is €110 (an appeal costs €75). The statutory decision deadline is 60 days — roughly 8.6 weeks — with no published minimum.
  4. If approved, you receive a four-month, two-entry residence visa. Travel to Portugal within that window.
  5. Apply to AIMA for the temporary residence permit. AIMA’s fee table lists €133.00 for reception and analysis plus €114.30 for grant or renewal; a reduced parallel column (€99.80/€85.80) appears in the same table, but its labelling is ambiguous in the published PDF. The permit is valid for two years from issuance and renews in successive three-year periods.

AIMA’s electronic platform for residence-visa holders is still in the implementation phase, so plan on an in-country application rather than a fully online one.

Taxes

The D8 carries no special tax regime — you are taxed as a standard Portuguese resident once residency triggers. That happens if you spend more than 183 days (consecutive or not) in Portugal in any 12-month period starting or ending in the calendar year concerned, or earlier if you hold a home there as your intended permanent residence on any day of that period. Any part-day with an overnight stay counts as a day of presence.

Residents are taxed on worldwide income at progressive IRS rates. The old NHR regime is closed to new applicants, and its successor IFICI (“NHR 2.0” — a 20% rate on eligible employment and self-employment income for ten years, with foreign-source income exempt except pensions and tax-haven income) is limited to higher-education teaching and scientific research, qualified professions in companies in eligible sectors, startup roles, and Azores/Madeira activities. On the prevailing professional interpretation, a typical D8 remote employee of a foreign company with no Portuguese economic tie does not qualify. Double-tax-treaty relief may apply to foreign-source income — outcomes depend on personal circumstances and treaty rules.

Health insurance

For the visa stage you need valid travel insurance covering necessary medical expenses, including urgent medical assistance and possible repatriation. No minimum coverage amount and no validity duration are published for national (D) visas — the €30,000 floor applies only to Schengen short-stay visas. The requirement can be waived where a bilateral or international agreement applies (Brazil’s PB4 or the UK’s S1, for example), and citizens of CPLP countries are exempt.

At the residence-permit stage, AIMA’s D8 document list contains no private-insurance item, and permit holders can register with the public SNS as residents. For the visa itself, compare qualifying policies at /countries/portugal/health-insurance/.

Frequently asked questions

How much income do I need for the Portugal D8 visa?

€3,680 per month in 2026, proven as your average monthly income over the last three months. That equals four times the Portuguese minimum wage (RMMG, €920 in 2026), and the threshold is recalculated whenever the minimum wage changes.

Can I bring my family on the D8?

Yes, family members can be included. No separate D8 income multiplier is published for dependants; the general means-of-subsistence scale applies: €920 for the first adult, plus €460 per additional adult and €276 per child under 18 or dependent non-minor child. Since October 2025, family reunification generally requires holding a residence permit valid for at least two years, reduced to 15 months for spouses or partners with at least 18 months of cohabitation before the sponsor's entry.

How long can I stay on the D8, and how does renewal work?

The consular visa is valid for four months with two entries. In Portugal you apply to AIMA for a residence permit valid two years from issuance, renewable in successive three-year periods, with no published cap on total stay.

Can I work for Portuguese companies or clients on the D8?

No. The work must be performed remotely for entities outside Portugal, and AIMA lists unauthorized independent professional activity as a fineable offence.

What health insurance does the D8 visa require?

Valid travel insurance covering necessary medical expenses, including urgent medical assistance and possible repatriation. No minimum coverage amount or validity duration is published for national D visas; the requirement can be waived under bilateral agreements (such as Brazil's PB4 or the UK's S1), and CPLP-country citizens are exempt.

Does the D8 lead to permanent residence or citizenship?

Both paths exist. Permanent residence is available after at least five years of temporary residence, with basic (A2) Portuguese and a clean record, and the PR title renews every five years. Since May 2026, naturalization requires ten years of residence, or seven for nationals of CPLP countries and EU member states; applications already pending follow the old rules.

Will I pay Portuguese taxes on the D8?

There is no special D8 tax regime. You become tax resident if you spend more than 183 days in Portugal in any 12-month period starting or ending in the calendar year concerned, or earlier if you hold a home there as your intended permanent residence, and residents are taxed on worldwide income at progressive IRS rates. Double-tax-treaty relief may apply to foreign-source income, and outcomes depend on personal circumstances and treaty rules.

Sources