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Croatia · DN · Versicherung

Krankenversicherung für das Croatia DN Visum

Verified data Zuletzt geprüft June 10, 2026 Reviewed by Henry van de Vorming

Die meisten Visa für digitale Nomaden machen eine Krankenversicherung zur Bedingung für die Genehmigung — und beim Croatia DN ist das nicht anders. Hier steht genau, was verlangt wird, welche Tarife die Anforderung plausibel erfüllen und was Sie vor dem Abschluss prüfen sollten.

Die Anforderung

Versicherung
Erforderlich (ausdrücklich)
Mindestdeckung
Nicht angegeben
Erforderlich für
Gesamte Visumsdauer

The Ministry of the Interior (MUP) lists proof of health insurance among the mandatory documents: travel or private health insurance covering the territory of Croatia for the entire period of intended stay. No minimum coverage amount is stated in any official source. Under Gazette NN 26/2021 (published 12 March 2021, in force 20 March 2021), third-country nationals on a digital nomad temporary stay are not required to register for Croatia's compulsory public health insurance (HZZO) and must bear their own healthcare costs, so the private or travel policy is your only operative cover and you will not have access to public healthcare.

Tarife, die die Anforderung erfüllen

Sortiert nach Passung zur Anforderung, dann nach Preis. Der Qualifikationsstatus wird je Tarif angezeigt — prüfen Sie immer doppelt, dass die Police mit dem Wortlaut des Konsulats übereinstimmt, bevor Sie den Antrag stellen.

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Continuous 4-weekly nomad travel-medical subscription with worldwide (ex-USA) cover including Croatia can run for the full 18-month stay, and Croatia sets no minimum coverage amount, so the USD 250k/1.5M limits are more than sufficient.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Long-stay travel medical insurance with a EUR 1,000,000 limit per one-year insurance period (renewable across periods) covers Croatia and matches the accepted 'travel' insurance type with no minimum amount to meet.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group) · Long-stay travel insurance

Single-trip policies run up to 548 days (18 months) with EUR 10M medical cover, exactly spanning the initial visa period in one policy, though it is only sold to UK/EEA/listed-European residents and travellers 50+ are capped at 366 days.

  • Medical and repatriation cover of EUR 10m (UK edition GBP 10m) per person on every tier, underwritten by Inter Partner Assistance S.A., AXA Group
  • Long-stay single-trip cover up to 548 days (731 days Worldwide incl. USA/Canada) and can be bought or extended after leaving home (48-hour waiting period applies)
  • 92 sports and activities covered as standard, with optional Adventure, Extreme and Ultimate activity packs

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

International full health insurance with unlimited cover on a 12-month contract with tacit annual renewal spans the 18-month stay, and its 3-month-minimum-stay-abroad design fits an 18-month Croatian relocation.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
#5

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Annually structured international full health plan (EUR 500k to unlimited by tier) for people residing outside their country of nationality matches the accepted 'international_health' type and renews across the 18-month period.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Low-cost long-stay travel-medical product marketed as authority-recognized with >EUR 30k cover plausibly covers Croatia for the stay, but the maximum insurable duration and any aggregate caps are defined only in the AVB policy conditions, which were not fully reviewed.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Einige Links sind Affiliate-Links — siehe unsere Offenlegung. Die Rangfolge richtet sich nach der Passung zur Anforderung, niemals nach Provisionen.

Was Sie vor dem Abschluss prüfen sollten

  • 📄Der Wortlaut der Bescheinigung entspricht der Visa-Anforderung — nennt das Land und den Deckungszeitraum ausdrücklich.
  • 💶Die Deckung ist umfassend (stationär, ambulant und Notfall), da kein festes Minimum veröffentlicht ist.
  • 🚑Notfallbehandlung, Krankenhausaufenthalt und medizinischer Rücktransport sind alle eingeschlossen.
  • 📅Die Police läuft über den gesamten Aufenthalt, für den Sie den Antrag stellen — viele Reiseversicherungen begrenzen die Reisedauer.
  • 🌍Sie sind tatsächlich berechtigt, sie abzuschließen (manche Tarife verkaufen nur an Personen mit Wohnsitz in der EU/UK/USA).
  • 🤝Sie passt dazu, wie die Versorgung vor Ort funktioniert — siehe die Seite zum Gesundheitssystem.
🛡️ Wie das Gesundheitswesen in Croatia tatsächlich funktioniert →

Versicherung für das DN: FAQ

Versicherung für das DN: FAQ

Ist eine Krankenversicherung für das Croatia DN verpflichtend?

Erforderlich (ausdrücklich). The Ministry of the Interior (MUP) lists proof of health insurance among the mandatory documents: travel or private health insurance covering the territory of Croatia for the entire period of intended stay. No minimum coverage amount is stated in any official source. Under Gazette NN 26/2021 (published 12 March 2021, in force 20 March 2021), third-country nationals on a digital nomad temporary stay are not required to register for Croatia's compulsory public health insurance (HZZO) and must bear their own healthcare costs, so the private or travel policy is your only operative cover and you will not have access to public healthcare.

Kann ich eine normale Reiseversicherung nutzen?

Eine Reisekrankenversicherung für Langzeitaufenthalte gehört für dieses Programm zu den anerkannten Typen, solange sie die Mindestdeckung für den gesamten erforderlichen Zeitraum erfüllt.

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