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Albania · Unique Permit (Digital Nomad)

🇦🇱 Albania Digital nomad visa

Albania Unique Permit (Digital Nomad) requirements: income, duration, taxes, health insurance — from official sources.

Photo: Dirk Pohlers / Unsplash

Minimum income
No fixed floor
Proof required
Initial duration
1 year
Renewable
Health insurance
Required (explicit)
Min. €30,000
Tax treatment
Special tax regime
12-month digital-nomad non-residence exemption (Law 25/2022, as amended; PE protection reinforced by Law 36/2023)
Path to residence
Yes
Family can join
Government fee
≈ €45
Plus processing time
Low confidence Last verified June 15, 2026 Reviewed by Henry van de Vorming
11 official sources cited →

All requirements in detail

Official name
Unique Permit (Leje Unike) for Digital Mobile Workers / "Punonjës Digjital i Lëvizshëm"
Visa type
Digital nomad visa
Status
Active
Income basis
Salary / employment contract
Legal basis
No single statutory income threshold is published for the digital-mobile-worker category. Law 79/2021 'On Aliens' (as amended, incl. Law 43/2025) and its implementing decrees (DCM 858/2021, refined by DCM 413/2023 and 414/2023) require proof of 'sufficient income / solvency' and a valid foreign employment or service contract, not a fixed figure. DCM 413/2023 replaced upfront income/contract/bank-statement proof with an initial self-declaration (originals submitted within 30 days of approval). Fragomen (immigration law firm) reproduces the legal requirement only as 'sufficient income to support their stay and that of any dependents' with no amount. The widely circulated '~USD 9,800/year (~USD 815/month)' figure is the threshold for the RETIREE/PENSIONER category, not for digital nomads; aggregator sites conflate the two. Other secondary figures range from ~ALL 40,000/month (~EUR 420) to ~EUR 1,600/month with no agreement, confirming the absence of an official published number. EUR conversion basis: 1 EUR ≈ 95 ALL (June 2026, Wise mid-market); 1 USD ≈ 0.93 EUR.
Proof of funds
Required
Family surcharges
Family members (spouse, minor/dependent children) can be included via family reunification under Law 79/2021; no separate official per-dependent income surcharge is published for the digital-nomad category. Applicants must show income 'to support their stay and that of any dependents' (Fragomen).
Working for local clients
Not allowed
Path to citizenship
Via permanent residence
Where to apply
Online, Embassy / consulate, In country
Processing time
4–12 weeks
Tax residency trigger
183 days

Insurance requirement, verbatim intent: Valid health insurance (international/private or an Albanian local policy) covering the applicant in Albania for the full intended stay is a mandatory application document under the unique-permit / digital-mobile-worker rules (confirmed as a required document by Fragomen). A minimum coverage of EUR 30,000 is cited by some secondary guides as a Schengen-style benchmark; this figure is NOT confirmed as a statutory minimum in any published decree read for this review, so treat the amount as indicative only — several sources state only that 'comprehensive medical coverage incl. emergency care and hospitalization' is required, with no euro minimum. Once a foreigner is legally resident, enrolment in the public health-insurance scheme (FSDKSH, ~3.4% contribution) is also possible.

Tax notes: Under Law 25/2022 (as amended), individuals working remotely from Albania using digital devices are NOT classified as Albanian tax residents for the first 12 months from obtaining the permit, regardless of physical presence; the relief covers foreign-source remote-work income only (Albanian-source income, local clients and local rentals are taxable from day one). Law 36/2023 reinforces that a non-resident company hiring/contracting a digital nomad does not create a permanent establishment in Albania. After 12 months, normal residency rules apply: PwC confirms a person is a tax resident if present in Albania >183 days in a calendar year (consecutive or intermittent), OR if they maintain a permanent home in Albania; residents are then liable on worldwide income. NOTE: Albania reformed personal income tax effective 1 January 2025. Current employment-income brackets (per PwC, annual basis): 13% on taxable income up to ALL 2,040,000/year and 23% above; a tax-free/relief band applies at lower incomes (commonly cited ~ALL 600,000/year exempt). Self-employed/business income up to ALL 14,000,000/year is taxed at 0% (incentive through 2029), 23% above. The older monthly-bracket figures (0% to ~ALL 30,000, 13% to ~ALL 200,000, 23% above) are pre-2025 and no longer current. Figures from PwC and tax-firm sources; verify with a tax adviser. Not legal/tax advice.

Insurance requirement

Insurance that meets the Albania Unique Permit (Digital Nomad) requirements

Required (explicit) — minimum coverage €30,000, for: full visa period. These plans match the published requirement:

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription (Essential USD 250k / Complete USD 1.5M) far exceeds Albania's EUR 30k benchmark, runs the full stay with no residency restriction, and issues a downloadable certificate of coverage usable as proof of insurance for the Unique Permit application.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is a worldwide long-stay travel health policy with a EUR 1,000,000 limit (vastly above the EUR 30k requirement), buyable by anyone moving to Albania, valid for up to 12 months covering the full stay, with an insurance certificate issued immediately for visa/border use.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with no upper age limit, matching the accepted 'international_health' type and far exceeding EUR 30k with comprehensive inpatient/emergency cover for the full residence period in Albania.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Beyond the visa

Albania — the rest of the move

The visa is step one. Here is the rest of what it takes to live here — each researched and sourced.

Sources