Krankenversicherung für das Italy DNV Visum

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Researched as Schengen-30k compliant with a USD 250,000 (approx. EUR 217k) medical limit plus USD 100,000 evacuation, and the subscription model runs continuously for the full 12-month stay, matching the travel-medical type consulates accept.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

EUR 1,000,000 overall limit per one-year insurance period is researched as Schengen-30k compliant and the one-year term matches the 12-month visa duration for a long-stay travel-medical policy.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

International full-health plan (a type the program explicitly accepts) with at least EUR 500,000 annual cover, hospitalisation and medical evacuation/repatriation paid at 100% on all tiers, and researched as Schengen-30k compliant.

• ✓ Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
• ✓ Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
• ✓ Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Researched as Schengen-30k compliant with outpatient, inpatient and medical repatriation cover for long stays, but the >EUR 30,000 statement comes from the Care College page and exact aggregate caps for Care Expatriate sit in AVB conditions that were not fully reviewed.

• ✓ Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
• ✓ Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
• ✓ Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Unlimited inpatient cover with a 12-month minimum contract for stays abroad of 3+ months clearly exceeds the EUR 30,000 floor and matches the accepted international-health type, but the facts show no Schengen compliance statement (flag false) and no documented medical-repatriation benefit as required by the NY/LA consulates.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Annual limits of EUR 800,000 to unlimited far exceed the floor on an accepted international-health plan, but evacuation/repatriation and routine outpatient care are optional paid modules and no Schengen-visa compliance statement was found, so the exact configuration meeting consular requirements is unconfirmed.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

EU-resident plans carry EUR 5-10M emergency medical and are researched as Schengen-30k compliant, but the 12-month maximum policy duration only exactly covers the initial visa period, benefits and limits vary sharply by country of residence, and cover is suspended during home visits.

• ✓ Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
• ✓ EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
• ✓ Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits