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Greece · DNV · Seguro

Seguro médico para el visado DNV de Greece

Verified data Última verificación June 10, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el DNV de Greece no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
No especificado
Obligatorio para
Toda la vigencia del visado

Insurance is checked at two stages. (1) Visa stage: the general supporting documents for any Greek national (D) visa include travel insurance valid for the full period of the visa requested (MD F3497.3/Ap24245/2014, as listed on the Embassy of Greece in Islamabad's national-visas page, last updated 23 Dec 2025). No minimum coverage amount for national visas appears in any official source; the EUR 30,000 figure commonly cited applies to Schengen C visas and is not confirmed for the D visa. (2) Residence stage: Art. 8(e) of Law 5038/2023 makes full sickness insurance, covering all risks covered for Greek nationals, a general condition of residence. Because digital nomads may not work for Greece-based employers, they have no Greek employment-based coverage and must hold private insurance, either a foreign policy valid in Greece or a Greek private policy. Holders of this visa are not entitled to the Greek public healthcare system: per the official workfromgreece.gr FAQ, non-EU remote workers need private health insurance, while EU citizens may use an EHIC instead.

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Unlimited international full health insurance with a 12-month minimum contract and tacit annual renewal matches both the accepted 'international_health' type and the full 12-month visa period, fitting the residence-stage full-sickness-insurance condition.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
#2

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Annual international full health plans (EUR 500k to unlimited) for people residing outside their country of nationality satisfy the accepted 'international_health' type and full-visa-period duration, with enrollment possible to age 74.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Expatriate international full health insurance with USD 1M to unlimited annual maximums and no upper age limit satisfies the 'international_health' type and 12-month duration, though routine outpatient care requires an optional module to approach 'all risks covered for Greek nationals'.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Subscription-based nomad travel medical cover (USD 250k-1.5M) can run continuously for the full 12-month period and matches the accepted 'travel' type, but it excludes routine/preventive care and the insurer states it cannot guarantee acceptance by every visa authority, so residence-stage adequacy is unconfirmed.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

EUR 1,000,000 travel-medical cover per one-year insurance period matches the accepted 'travel' type and the 12-month duration, but exclusions of routine, preventive and pre-existing care leave the residence-stage 'full sickness insurance' standard unverified.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Long-stay expatriate travel-medical plans (enrollment to age 74) cover outpatient, inpatient and dental treatment for extended stays matching the 'travel' type and 12-month duration, but aggregate caps are defined only in unreviewed AVB conditions and per-benefit sub-limits make residence-stage sufficiency unconfirmed.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en Greece →

Seguro para el DNV: preguntas frecuentes

Seguro para el DNV: preguntas frecuentes

¿Es obligatorio el seguro médico para el DNV de Greece?

Obligatorio (explícito). Insurance is checked at two stages. (1) Visa stage: the general supporting documents for any Greek national (D) visa include travel insurance valid for the full period of the visa requested (MD F3497.3/Ap24245/2014, as listed on the Embassy of Greece in Islamabad's national-visas page, last updated 23 Dec 2025). No minimum coverage amount for national visas appears in any official source; the EUR 30,000 figure commonly cited applies to Schengen C visas and is not confirmed for the D visa. (2) Residence stage: Art. 8(e) of Law 5038/2023 makes full sickness insurance, covering all risks covered for Greek nationals, a general condition of residence. Because digital nomads may not work for Greece-based employers, they have no Greek employment-based coverage and must hold private insurance, either a foreign policy valid in Greece or a Greek private policy. Holders of this visa are not entitled to the Greek public healthcare system: per the official workfromgreece.gr FAQ, non-EU remote workers need private health insurance, while EU citizens may use an EHIC instead.

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes