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Iceland · Remote Work Long-Term Visa · Seguro

Seguro médico para el visado Remote Work Long-Term Visa de Iceland

Partially verified Última verificación June 15, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el Remote Work Long-Term Visa de Iceland no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
No especificado
Obligatorio para
Toda la vigencia del visado

Health insurance is a mandatory supporting document. The applicant must submit detailed information on their insurance coverage while in Iceland/the Schengen area, including where and for how long it is valid; it must cover the entire intended stay. If the applicant lacks insurance from an Icelandic provider, foreign coverage valid in Iceland/the Schengen area is required. Public Icelandic Health Insurance is NOT available to visa holders (no kennitala, under 6 months legal residence), so private cover is effectively compulsory. The Directorate of Immigration and island.is guidance does not state a numeric minimum coverage amount; several secondary guides cite a minimum of ISK 2,000,000 (about EUR 13,870 at 144.2 ISK/EUR), but this could not be confirmed against any official source, so no minimum coverage figure is published here. Several secondary sources also state that travel insurance is not accepted and that only long-term residency health insurance qualifies; the official text only requires adequate coverage valid for the stay, so both international health insurance and travel insurance are listed as potentially acceptable pending official confirmation.

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Global travel-medical cover (USD 250k Essential / USD 1.5M Complete) that runs the full up-to-180-day stay, is Schengen-compliant (>30k) and provides a downloadable visa certificate explicitly referencing Schengen — directly satisfying Iceland's requirement for foreign cover valid in Iceland/Schengen for the entire stay, with no published numeric minimum to clear.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

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#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Worldwide long-stay travel health cover (EUR 1,000,000) valid in Iceland/Schengen for up to 12 months with an insurance certificate issued immediately after first payment, covering the full visa period and far exceeding the secondary ISK 2,000,000 figure that this visa does not officially mandate.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#3

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Full international health plan (MyHealth, USD 500k to unlimited) sold worldwide and flagged Schengen-compliant, covering hospitalisation and repatriation 100% in Iceland for the whole stay; full-health type also satisfies secondary sources that claim only residency-type health insurance (not travel) is accepted, subject to the max-age-74 limit.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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#4

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Likely qualifying

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay expat/travel plan (outpatient, inpatient and repatriation) marketed as authority-recognised with >EUR 30,000 cover and Schengen-compliant, buyable by a non-EU applicant moving to Iceland and valid for the full 6-month stay.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

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#5

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Needs verification

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide full international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit that clearly clears any coverage threshold and matches the strict 'long-term residency health insurance' reading, but it is not specifically marketed as Schengen/visa-stamped (schengen_compliant_30k false), so its acceptance for this visa should be confirmed.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#6

Foyer Global Health (Essential / Special / Exclusive)

Needs verification

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide full international medical cover (unlimited inpatient) that meets the full-health reading of the requirement, but it is not specifically positioned as Schengen-compliant and excludes US permanent residents, so eligibility and Iceland/Schengen acceptance need confirmation for the specific applicant.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

from €80 /mo

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Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en Iceland →

Seguro para el Remote Work Long-Term Visa: preguntas frecuentes

Seguro para el Remote Work Long-Term Visa: preguntas frecuentes

¿Es obligatorio el seguro médico para el Remote Work Long-Term Visa de Iceland?

Obligatorio (explícito). Health insurance is a mandatory supporting document. The applicant must submit detailed information on their insurance coverage while in Iceland/the Schengen area, including where and for how long it is valid; it must cover the entire intended stay. If the applicant lacks insurance from an Icelandic provider, foreign coverage valid in Iceland/the Schengen area is required. Public Icelandic Health Insurance is NOT available to visa holders (no kennitala, under 6 months legal residence), so private cover is effectively compulsory. The Directorate of Immigration and island.is guidance does not state a numeric minimum coverage amount; several secondary guides cite a minimum of ISK 2,000,000 (about EUR 13,870 at 144.2 ISK/EUR), but this could not be confirmed against any official source, so no minimum coverage figure is published here. Several secondary sources also state that travel insurance is not accepted and that only long-term residency health insurance qualifies; the official text only requires adequate coverage valid for the stay, so both international health insurance and travel insurance are listed as potentially acceptable pending official confirmation.

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes