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Malta · NRP · Seguro

Seguro médico para el visado NRP de Malta

Partially verified Última verificación June 15, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el NRP de Malta no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
€100,000
Obligatorio para
Toda la vigencia del visado

Health insurance covering the EU (incl. Malta) and the UK, minimum EUR 100,000 per applicant, fully pre-paid for one year. Travel insurance is not accepted.

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

#1

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

International full health plan (the only accepted type) with EUR 500k+ limits covering the EU including Malta, exceeding the EUR 100,000 minimum, pre-payable for the year.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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#2

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

International full health insurance with EUR 800k+ limits above EUR 100,000 covering Malta; annual prepayment and UK inclusion to be configured.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#3

Genki Traveler (successor to Genki Explorer, which was retired)

Needs verification

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

EUR 1M limit far above EUR 100,000, but the EU/Malta+UK geographic requirement and travel-insurance exclusion should be confirmed.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#4

Foyer Global Health (Essential / Special / Exclusive)

Needs verification

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Unlimited cover including the EU and Malta, but its return-home eligibility and UK coverage need verification.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

from €80 /mo

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Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura alcanza o supera el mínimo de €100,000.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en Malta →

Seguro para el NRP: preguntas frecuentes

Seguro para el NRP: preguntas frecuentes

¿Es obligatorio el seguro médico para el NRP de Malta?

Obligatorio (explícito). Health insurance covering the EU (incl. Malta) and the UK, minimum EUR 100,000 per applicant, fully pre-paid for one year. Travel insurance is not accepted.

¿Qué cobertura mínima se exige?

La cobertura médica mínima publicada es de €100,000, obligatoria durante: toda la vigencia del visado.

¿Puedo usar un seguro de viaje normal?

Según los requisitos publicados, un seguro de viaje sencillo no se acepta con claridad para este programa — un plan de salud internacional es la opción más segura. Verifícalo en la fuente oficial que figura abajo.

Fuentes