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South Korea · F-1-D Workation · Seguro

Seguro médico para el visado F-1-D Workation de South Korea

Partially verified Última verificación June 15, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el F-1-D Workation de South Korea no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
€70,000
Obligatorio para
Toda la vigencia del visado

Mandatory: the Korea Immigration Service guidance and the Philippines embassy notice require individual private medical insurance covering at least KRW 100 million for medical treatment and repatriation or evacuation to the home country, valid for the entire 1-year stay in Korea (and renewed for the extension). The Seattle consulate publishes this requirement directly as coverage of EUR 70,000 for medical treatment and emergency return home. KRW 100 million converts to about EUR 56,900 at roughly 1,756.5 KRW/EUR in June 2026, but the officially published EUR figure on the consulate page is EUR 70,000, which is the amount we use. Each accompanying family member needs their own qualifying policy. Separately, foreigners residing in Korea for more than 6 months are generally enrolled in the National Health Insurance Service (NHIS) and pay a monthly premium; how the NHIS interacts with this visa is not addressed in the official F-1-D notices.

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan (Silver $1M/€800k, Gold $2M, Platinum unlimited) with no upper age limit and repatriation, far exceeding the EUR 70,000 / KRW 100M treatment-and-evacuation threshold; international_health is an accepted type and a per-person annual policy fits the F-1-D's full-year-and-per-family-member rule for someone relocating to South Korea.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is worldwide long-stay travel insurance with a EUR 1,000,000 limit per one-year insurance period covering treatment and repatriation, comfortably above the EUR 70,000 minimum and matching the visa's accepted 'travel' type for the full 1-year South Korea stay.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers unlimited inpatient cover worldwide (Region 1 includes Asia) with repatriation and requires a stay of at least 3 consecutive months, so its annual contract well exceeds the EUR 70,000 threshold and fits the F-1-D's full-year international_health requirement for South Korea.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

SafetyWing Nomad Essential carries a USD 250,000 (EUR 216,657) limit plus USD 100,000 emergency evacuation and auto-renews to span the entire 1-year stay worldwide including South Korea, exceeding the EUR 70,000 minimum; its downloadable certificate of coverage serves as proof for the visa application.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
#5

MyHealth International

Needs verification

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International ($500k–unlimited, 100% hospitalisation and evacuation, worldwide) easily clears the EUR 70,000 threshold for South Korea, but enrollment is age-capped (16-60 for residents of 13 listed countries) and subject to medical underwriting, so eligibility for a given applicant must be verified.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group) · Long-stay travel insurance

True Traveller provides EUR 10,000,000 medical and repatriation cover for up to 548 days, far above the EUR 70,000 minimum and long enough for the full 1-year stay, but it is sold only to UK/EEA/European residents, so it qualifies for the F-1-D only if the applicant meets that residency restriction.

  • Medical and repatriation cover of EUR 10m (UK edition GBP 10m) per person on every tier, underwritten by Inter Partner Assistance S.A., AXA Group
  • Long-stay single-trip cover up to 548 days (731 days Worldwide incl. USA/Canada) and can be bought or extended after leaving home (48-hour waiting period applies)
  • 92 sports and activities covered as standard, with optional Adventure, Extreme and Ultimate activity packs

Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura alcanza o supera el mínimo de €70,000.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en South Korea →

Seguro para el F-1-D Workation: preguntas frecuentes

Seguro para el F-1-D Workation: preguntas frecuentes

¿Es obligatorio el seguro médico para el F-1-D Workation de South Korea?

Obligatorio (explícito). Mandatory: the Korea Immigration Service guidance and the Philippines embassy notice require individual private medical insurance covering at least KRW 100 million for medical treatment and repatriation or evacuation to the home country, valid for the entire 1-year stay in Korea (and renewed for the extension). The Seattle consulate publishes this requirement directly as coverage of EUR 70,000 for medical treatment and emergency return home. KRW 100 million converts to about EUR 56,900 at roughly 1,756.5 KRW/EUR in June 2026, but the officially published EUR figure on the consulate page is EUR 70,000, which is the amount we use. Each accompanying family member needs their own qualifying policy. Separately, foreigners residing in Korea for more than 6 months are generally enrolled in the National Health Insurance Service (NHIS) and pay a monthly premium; how the NHIS interacts with this visa is not addressed in the official F-1-D notices.

¿Qué cobertura mínima se exige?

La cobertura médica mínima publicada es de €70,000, obligatoria durante: toda la vigencia del visado.

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes