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United Arab Emirates · VWP · Seguro

Seguro médico para el visado VWP de United Arab Emirates

Low confidence Última verificación June 10, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el VWP de United Arab Emirates no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
No especificado
Obligatorio para
Toda la vigencia del visado

Health insurance is compulsory at every stage. GDRFA Dubai requires a valid health insurance document for the entry visa, a copy of health insurance (compulsory) for the residence permit, and health insurance again (mandatory) at renewal. Dubai's Department of Economy and Tourism (investindubai.gov.ae) specifies the policy must be valid for the UAE for at least one year and confirms travel insurance is acceptable provided it includes the necessary cover; the federal u.ae portal requires valid health insurance covering your residency in the UAE. No government page publishes a minimum coverage amount or benefit schedule. As Dubai residents, visa holders also fall under Dubai's mandatory health insurance regime, so a UAE-compliant local policy qualifies as well.

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Unlimited international full health cover with a 12-month minimum contract and tacit annual renewal matches the UAE requirement of health insurance valid for at least one year of residency.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Expat international health plans (Silver $1M to Platinum paid-in-full) run on annual periods of cover with no upper enrollment age, satisfying the international_health type and full-visa-period duration; quote-only pricing ranks it below Foyer.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler provides EUR 1,000,000 cover per one-year insurance period, directly matching the 'valid for the UAE for at least one year' duration requirement at a low premium (EUR 63.90/month at age 30).

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide nomad medical cover (USD 250k-1.5M) purchasable as a continuous subscription or one-off annual payment satisfies the accepted travel-insurance type for the full 12-month period at the lowest price point, though SafetyWing itself does not guarantee acceptance by every visa authority.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
#5

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

MyHealth International is annual international full health insurance (EUR 500k to unlimited by tier) meeting type and duration, but enrollment for UAE residents is explicitly capped at age 60, narrowing eligibility.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a long-stay expat medical product (entry ages to 74, monthly terms) that plausibly covers a 12-month UAE stay since no minimum coverage amount is required, but UAE-specific validity and aggregate caps are defined only in the unreviewed AVB conditions.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en United Arab Emirates →

Seguro para el VWP: preguntas frecuentes

Seguro para el VWP: preguntas frecuentes

¿Es obligatorio el seguro médico para el VWP de United Arab Emirates?

Obligatorio (explícito). Health insurance is compulsory at every stage. GDRFA Dubai requires a valid health insurance document for the entry visa, a copy of health insurance (compulsory) for the residence permit, and health insurance again (mandatory) at renewal. Dubai's Department of Economy and Tourism (investindubai.gov.ae) specifies the policy must be valid for the UAE for at least one year and confirms travel insurance is acceptable provided it includes the necessary cover; the federal u.ae portal requires valid health insurance covering your residency in the UAE. No government page publishes a minimum coverage amount or benefit schedule. As Dubai residents, visa holders also fall under Dubai's mandatory health insurance regime, so a UAE-compliant local policy qualifies as well.

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes