Assurance santé pour le visa @HOME de Curacao

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription buyable from anywhere (incl. Curacao) that runs the full stay and issues a downloadable certificate of coverage as visa proof, directly satisfying the @HOME FAQ's 'valid international travel insurance + valid medical insurance' requirement for a non-resident who cannot enrol in public BVZ.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Worldwide long-stay travel insurance (EUR 1,000,000 medical limit) sold globally with no residency restriction, covering the entire Curacao stay and matching the visa's accepted 'travel'/'international_health' types with no minimum to fall short of.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, fitting the @HOME requirement for 'valid medical insurance' for a non-resident excluded from public BVZ; only caveat is expat-policy structure (home-country treatment capped), not geography.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Worldwide MyHealth International plan ($500k-unlimited, 100% hospitalisation+evacuation) designed for expatriates residing outside their country of nationality, which matches Curacao non-resident @HOME holders needing full medical insurance; eligibility limited to ages 16-60/74 and listed countries warrants a buyer check.

• ✓ Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
• ✓ Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
• ✓ Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Worldwide (Region 1) international health plan with unlimited inpatient fits the @HOME 'valid medical insurance' prerequisite, but it requires a min 3-month stay and 12-month contract and is unsuitable for short trips, so suitability depends on the holder's intended stay length.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

High medical+evacuation travel insurance that would meet the no-minimum requirement, but it is sold mainly to EU/EEA/UK/US residents, so eligibility to purchase must be confirmed for the applicant's residency before relying on it for the Curacao @HOME visa.

• ✓ Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
• ✓ EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
• ✓ Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits