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Philippines · DNV · Assurance

Assurance santé pour le visa DNV de Philippines

Low confidence Dernière vérification June 15, 2026 Reviewed by Henry van de Vorming

La plupart des visas pour nomades numériques font de l'assurance santé une condition d'approbation — et le DNV de Philippines ne fait pas exception. Voici exactement ce qui est exigé, les formules qui répondent vraisemblablement à l'exigence et ce qu'il faut vérifier avant de souscrire.

L'exigence

Assurance
Obligatoire (explicite)
Couverture minimale
Non précisé
Exigée pour
Toute la durée du visa

EO 86 Sec. 2 explicitly requires applicants to 'have health insurance valid for the period of the DNV' (verified in the EO text). No minimum coverage amount is set in the EO; secondary/consular-level guidance suggests the policy should cover medical emergencies including repatriation, but this is not fixed in the official issuance. PhilHealth (public) enrolment is not mandated for DNV holders; private international/travel health cover is the practical route.

Formules répondant à l'exigence

Classées par adéquation à l'exigence, puis par prix. Le statut d'éligibilité est indiqué pour chaque formule — vérifiez toujours que le certificat de la police correspond à la formulation du consulat avant de déposer votre demande.

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription (USD 250k + USD 100k evacuation) buyable from anywhere regardless of residence, runs the full DNV stay, and issues a downloadable certificate of coverage as visa proof — squarely matches EO 86's open-ended 'medical emergencies incl. repatriation' requirement with no published minimum.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is worldwide long-stay travel health (EUR 1,000,000/yr) sold globally including to people already abroad, with an insurance certificate issued immediately for visa/border use — fits the Philippines DNV's accepted travel/international_health type and emergency+repatriation expectation.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay expat/travel policy with inpatient, outpatient and medical repatriation, marketed as authority-recognised (cover >EUR 30k) — a buyable route for a relocation to the Philippines meeting EO 86's emergency-and-repatriation requirement.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is worldwide full international health (Silver $1M to Platinum unlimited) with no upper age limit and is buyable for an expat in the Philippines, but emergency evacuation/repatriation is an optional module — needs verification that the repatriation EO 86 calls for is actually included on the chosen plan.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health offers worldwide cover with unlimited inpatient and a 3-month-minimum-stay design that suits a DNV relocation, but it is full international health (not travel) with onboarding and Region selection — needs verification that the chosen region and repatriation benefit fit the Philippines stay.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

World Nomads carries high emergency-medical and evacuation/repatriation limits that would satisfy EO 86's open-ended requirement, but eligibility is tied to country of residence (mainly EU/EEA/UK/US) — qualifies only for applicants who are residents of those regions, so residency must be verified.

  • Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
  • EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
  • Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits

Certains liens sont des liens d'affiliation — voir notre divulgation. Les classements reposent sur l'adéquation à l'exigence, jamais sur les commissions.

Ce qu'il faut vérifier avant de souscrire

  • 📄La formulation du certificat correspond à l'exigence du visa — il nomme explicitement le pays et la période de couverture.
  • 💶La couverture est complète (hospitalisation, soins ambulatoires et urgences), puisqu'aucun minimum fixe n'est publié.
  • 🚑Les soins d'urgence, l'hospitalisation et le rapatriement médical sont tous inclus.
  • 📅La police couvre tout le séjour pour lequel vous postulez — beaucoup d'assurances voyage plafonnent la durée du séjour.
  • 🌍Vous êtes bien éligible à la souscription (certaines formules ne sont vendues qu'aux résidents de l'UE/du Royaume-Uni/des États-Unis).
  • 🤝Elle s'accorde avec le fonctionnement des soins sur place — voir la page système de santé.
🛡️ Comment fonctionne vraiment la santé à Philippines →

Assurance pour le DNV : FAQ

Assurance pour le DNV : FAQ

L'assurance santé est-elle obligatoire pour le DNV de Philippines ?

Obligatoire (explicite). EO 86 Sec. 2 explicitly requires applicants to 'have health insurance valid for the period of the DNV' (verified in the EO text). No minimum coverage amount is set in the EO; secondary/consular-level guidance suggests the policy should cover medical emergencies including repatriation, but this is not fixed in the official issuance. PhilHealth (public) enrolment is not mandated for DNV holders; private international/travel health cover is the practical route.

Puis-je utiliser une assurance voyage classique ?

L'assurance médicale voyage longue durée fait partie des types acceptés pour ce programme, tant qu'elle atteint les minimums de couverture sur toute la période exigée.

Sources