La plupart des visas pour nomades numériques font de l'assurance santé une condition d'approbation — et le DNV de Philippines ne fait pas exception. Voici exactement ce qui est exigé, les formules qui répondent vraisemblablement à l'exigence et ce qu'il faut vérifier avant de souscrire.
L'exigence
- Assurance
- Obligatoire (explicite)
- Couverture minimale
- Non précisé
- Exigée pour
- Toute la durée du visa
EO 86 Sec. 2 explicitly requires applicants to 'have health insurance valid for the period of the DNV' (verified in the EO text). No minimum coverage amount is set in the EO; secondary/consular-level guidance suggests the policy should cover medical emergencies including repatriation, but this is not fixed in the official issuance. PhilHealth (public) enrolment is not mandated for DNV holders; private international/travel health cover is the practical route.
Formules répondant à l'exigence
Classées par adéquation à l'exigence, puis par prix. Le statut d'éligibilité est indiqué pour chaque formule — vérifiez toujours que le certificat de la police correspond à la formulation du consulat avant de déposer votre demande.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical subscription (USD 250k + USD 100k evacuation) buyable from anywhere regardless of residence, runs the full DNV stay, and issues a downloadable certificate of coverage as visa proof — squarely matches EO 86's open-ended 'medical emergencies incl. repatriation' requirement with no published minimum.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler is worldwide long-stay travel health (EUR 1,000,000/yr) sold globally including to people already abroad, with an insurance certificate issued immediately for visa/border use — fits the Philippines DNV's accepted travel/international_health type and emergency+repatriation expectation.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Expatriate is a worldwide long-stay expat/travel policy with inpatient, outpatient and medical repatriation, marketed as authority-recognised (cover >EUR 30k) — a buyable route for a relocation to the Philippines meeting EO 86's emergency-and-repatriation requirement.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Needs verificationCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is worldwide full international health (Silver $1M to Platinum unlimited) with no upper age limit and is buyable for an expat in the Philippines, but emergency evacuation/repatriation is an optional module — needs verification that the repatriation EO 86 calls for is actually included on the chosen plan.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Foyer Global Health offers worldwide cover with unlimited inpatient and a 3-month-minimum-stay design that suits a DNV relocation, but it is full international health (not travel) with onboarding and Region selection — needs verification that the chosen region and repatriation benefit fit the Philippines stay.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance
World Nomads carries high emergency-medical and evacuation/repatriation limits that would satisfy EO 86's open-ended requirement, but eligibility is tied to country of residence (mainly EU/EEA/UK/US) — qualifies only for applicants who are residents of those regions, so residency must be verified.
- Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
- EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
- Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
from — /mo
View plans (opens in a new tab)Certains liens sont des liens d'affiliation — voir notre divulgation. Les classements reposent sur l'adéquation à l'exigence, jamais sur les commissions.
Ce qu'il faut vérifier avant de souscrire
- 📄La formulation du certificat correspond à l'exigence du visa — il nomme explicitement le pays et la période de couverture.
- 💶La couverture est complète (hospitalisation, soins ambulatoires et urgences), puisqu'aucun minimum fixe n'est publié.
- 🚑Les soins d'urgence, l'hospitalisation et le rapatriement médical sont tous inclus.
- 📅La police couvre tout le séjour pour lequel vous postulez — beaucoup d'assurances voyage plafonnent la durée du séjour.
- 🌍Vous êtes bien éligible à la souscription (certaines formules ne sont vendues qu'aux résidents de l'UE/du Royaume-Uni/des États-Unis).
- 🤝Elle s'accorde avec le fonctionnement des soins sur place — voir la page système de santé.
Assurance pour le DNV : FAQ
Assurance pour le DNV : FAQ
L'assurance santé est-elle obligatoire pour le DNV de Philippines ?
Obligatoire (explicite). EO 86 Sec. 2 explicitly requires applicants to 'have health insurance valid for the period of the DNV' (verified in the EO text). No minimum coverage amount is set in the EO; secondary/consular-level guidance suggests the policy should cover medical emergencies including repatriation, but this is not fixed in the official issuance. PhilHealth (public) enrolment is not mandated for DNV holders; private international/travel health cover is the practical route.
Puis-je utiliser une assurance voyage classique ?
L'assurance médicale voyage longue durée fait partie des types acceptés pour ce programme, tant qu'elle atteint les minimums de couverture sur toute la période exigée.
Sources
- Official gazette Executive Order No. 86, s. 2025 — Authorizing the Issuance of Digital Nomad Visas (full text) (opens in a new tab) accessed 2026-06-15
- Government Executive Order No. 86 — Authorizing the Issuance of Digital Nomad Visa — Supreme Court E-Library (opens in a new tab) accessed 2026-06-15
- Official gazette Executive Order No. 86, s. 2025 — Official Gazette of the Republic of the Philippines (opens in a new tab) accessed 2026-06-15
- Government PBBM allows issuance of DNVs to non-immigrant aliens — Presidential Communications Office (opens in a new tab) accessed 2026-06-15
- Law firm The Philippines Opens Doors to Remote Workers With Digital Nomad Visa — Lexology (opens in a new tab) accessed 2026-06-15
- Media Health Insurance in the Philippines for Foreigners / PhilHealth eligibility — Pacific Prime (opens in a new tab) accessed 2026-06-15