La plupart des visas pour nomades numériques font de l'assurance santé une condition d'approbation — et le DNV de Turkey ne fait pas exception. Voici exactement ce qui est exigé, les formules qui répondent vraisemblablement à l'exigence et ce qu'il faut vérifier avant de souscrire.
L'exigence
- Assurance
- Obligatoire en pratique
- Couverture minimale
- Non précisé
- Exigée pour
- Toute la durée du visa
Health insurance is not listed among the documents the goTürkiye certificate platform checks. However, the short-term residence permit (the in-country long-stay route for digital nomads) requires valid health insurance with Turkish territorial validity covering the full requested permit period — either an international policy valid in Türkiye or a Turkish private health insurance policy issued by a Türkiye-recognised insurer meeting the regulatory minimum. No official minimum coverage amount in EUR is published; coverage must be adequate for the Turkish healthcare market. (Corroborated by law-firm guidance, not by a single official gazette figure.)
Formules répondant à l'exigence
Classées par adéquation à l'exigence, puis par prix. Le statut d'éligibilité est indiqué pour chaque formule — vérifiez toujours que le certificat de la police correspond à la formulation du consulat avant de déposer votre demande.
Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is a worldwide full international medical plan ($1M Silver to unlimited Platinum) with Türkiye in its global area of coverage and continuous cover for the full permit period, satisfying Turkey's requirement for insurance with Turkish territorial validity for the entire short-term residence permit.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
APRIL MyHealth International gives worldwide full health cover ($500k-unlimited) with 100% hospitalisation and evacuation valid in Türkiye over the full stay; only the max-age 74 (60 in some countries) limit keeps it short of confirmed.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Concept Care Expatriate is a worldwide long-stay expat policy explicitly marketed as authority-recognised with >EUR 30k cover, the closest match to Turkey's 'international policy valid in Türkiye for the full permit period' standard, though its residence-permit acceptance is framed for the German market.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Foyer Global Health's worldwide Region 1 plan (unlimited inpatient) covers Türkiye for the full permit period, but the worldwide-ex-US Region 2 variant and the US-permanent-resident exclusion mean buyer eligibility and the chosen region must be verified for Turkish territorial validity.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler is a worldwide long-stay policy (EUR 1,000,000/yr) that covers Türkiye and can run the full stay, but as a travel-type product it needs verification that Turkish immigration accepts it for the residence-permit 'full period' territorial-validity requirement.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
SafetyWing Nomad Insurance is a worldwide travel-medical subscription that covers Türkiye and runs the full stay, but whether a renewable travel subscription is accepted as proof of full-permit-period Turkish territorial coverage for the short-term residence permit needs verification.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Certains liens sont des liens d'affiliation — voir notre divulgation. Les classements reposent sur l'adéquation à l'exigence, jamais sur les commissions.
Ce qu'il faut vérifier avant de souscrire
- 📄La formulation du certificat correspond à l'exigence du visa — il nomme explicitement le pays et la période de couverture.
- 💶La couverture est complète (hospitalisation, soins ambulatoires et urgences), puisqu'aucun minimum fixe n'est publié.
- 🚑Les soins d'urgence, l'hospitalisation et le rapatriement médical sont tous inclus.
- 📅La police couvre tout le séjour pour lequel vous postulez — beaucoup d'assurances voyage plafonnent la durée du séjour.
- 🌍Vous êtes bien éligible à la souscription (certaines formules ne sont vendues qu'aux résidents de l'UE/du Royaume-Uni/des États-Unis).
- 🤝Elle s'accorde avec le fonctionnement des soins sur place — voir la page système de santé.
Assurance pour le DNV : FAQ
Assurance pour le DNV : FAQ
L'assurance santé est-elle obligatoire pour le DNV de Turkey ?
Obligatoire en pratique. Health insurance is not listed among the documents the goTürkiye certificate platform checks. However, the short-term residence permit (the in-country long-stay route for digital nomads) requires valid health insurance with Turkish territorial validity covering the full requested permit period — either an international policy valid in Türkiye or a Turkish private health insurance policy issued by a Türkiye-recognised insurer meeting the regulatory minimum. No official minimum coverage amount in EUR is published; coverage must be adequate for the Turkish healthcare market. (Corroborated by law-firm guidance, not by a single official gazette figure.)
Puis-je utiliser une assurance voyage classique ?
D'après les exigences publiées, une simple assurance voyage n'est pas clairement acceptée pour ce programme — une assurance santé internationale est la voie la plus sûre. Vérifiez auprès de la source officielle ci-dessous.
Sources
- Government Application requirements for digital nomad visa and short-term residence — Digital Nomads goTürkiye (official government portal) (opens in a new tab) accessed 2026-06-15
- Law firm EY Mobility/Immigration Alert (April 2024): Türkiye — New Digital Nomad Visa (eligibility, nationalities, two routes) (opens in a new tab) accessed 2026-06-15
- Law firm Istanbul Lawyer Firm — Digital Nomad Visa and Residence Permit in Turkey: Full Legal Guide (mandatory insurance for full permit period, family reunification, no Turkish-client work) (opens in a new tab) accessed 2026-06-15