Health insurance for the Romania Digital Nomad Visa (DNV) visa

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription with a USD 250,000 limit (~EUR 217k, far above Romania's EUR 30,000 floor) plus emergency evacuation/repatriation, runs the full stay via auto-renewing periods, and issues a downloadable visa certificate of coverage usable for the Romania DNV application.

• ✓ Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
• ✓ No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
• ✓ Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler offers EUR 1,000,000 worldwide medical cover including repatriation for up to 12 months, well over Romania's EUR 30,000 minimum, with an insurance certificate issued immediately after first payment for the DNV submission.

• ✓ Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
• ✓ Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
• ✓ 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay travel/expat policy covering outpatient, inpatient and medical repatriation, explicitly marketed as authority-recognised above EUR 30,000, matching Romania's accepted travel-insurance type and minimum coverage for the entire stay.

• ✓ Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
• ✓ Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
• ✓ Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International gives EUR/USD 500,000-to-unlimited worldwide cover with 100% hospitalisation and emergency evacuation/repatriation, comfortably exceeding Romania's EUR 30,000 threshold and qualifying under the accepted international_health type for the visa duration.

• ✓ Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
• ✓ Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
• ✓ Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan ($1M Silver and up) covering hospitalisation and evacuation well beyond EUR 30,000; it qualifies under Romania's accepted international_health type, but as a full-health (not travel) policy the consulate's acceptance of the specific certificate wording should be confirmed.

• ✓ Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
• ✓ No upper enrollment age (18+); insurer states it does not terminate policies based on age
• ✓ Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Foyer Global Health provides unlimited worldwide inpatient cover meeting Romania's accepted international_health type and far exceeding EUR 30,000; needs verification that the chosen region includes Romania and that its full-health certificate is accepted as the DNV travel/medical proof.

• ✓ No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
• ✓ Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
• ✓ Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans