Die meisten Visa für digitale Nomaden machen eine Krankenversicherung zur Bedingung für die Genehmigung — und beim Seychelles Workcation Permit ist das nicht anders. Hier steht genau, was verlangt wird, welche Tarife die Anforderung plausibel erfüllen und was Sie vor dem Abschluss prüfen sollten.
Die Anforderung
- Versicherung
- Erforderlich (ausdrücklich)
- Mindestdeckung
- Nicht angegeben
- Erforderlich für
- Gesamte Visumsdauer
Valid medical/travel health insurance covering the entire stay is required (confirmed in the original launch announcement quoting the Seychelles Tourism Board). Coverage must include medical treatment and hospital care while in Seychelles (the original 2021/COVID-era rules also required COVID-19 cover; pandemic-specific conditions have since been relaxed). No official minimum coverage amount is published. International health insurance or a comprehensive travel policy with hospitalisation and emergency cover is the practical standard. Foreign visitors are not covered by Seychelles' public health service and must pay for treatment, so adequate insurance is both an entry condition and a financial necessity.
Tarife, die die Anforderung erfüllen
Sortiert nach Passung zur Anforderung, dann nach Preis. Der Qualifikationsstatus wird je Tarif angezeigt — prüfen Sie immer doppelt, dass die Police mit dem Wortlaut des Konsulats übereinstimmt, bevor Sie den Antrag stellen.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide nomad travel-medical subscription (Essential USD 250k / Complete USD 1.5M) that runs the full stay and covers hospital/inpatient treatment in Seychelles; matches the accepted 'travel' type and the visa publishes no minimum, so no coverage threshold issue.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler is a worldwide long-stay travel health policy with a EUR 1,000,000 limit valid in every country for up to 12 months, covering hospital and medical treatment in Seychelles for the whole permit period; an insurance certificate for the visa application is issued after the first payment.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is a worldwide international health plan (Silver $1M / Gold $2M / Platinum paid-in-full) with no residency restriction, fully covering inpatient and hospital care in Seychelles; matches the accepted 'international_health' type and easily clears the (unspecified) minimum.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
APRIL MyHealth International (worldwide, $500k to unlimited, hospitalisation and evacuation at 100%) is a global full-health plan that covers treatment in Seychelles for the entire stay; matches the accepted 'international_health' type, max enrollment age 74.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Foyer Global Health offers worldwide cover with unlimited inpatient treatment and no annual cap, fully covering hospital care in Seychelles; qualifies as the accepted 'international_health' type with no minimum to worry about (only US permanent residents are not insurable).
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance
World Nomads travel insurance carries high emergency-medical limits (EU Explorer EUR 10M) and covers treatment in Seychelles, but it is residency-limited (sold mainly to EU/EEA/UK/US residents) and excludes the country of residence, so eligibility for a given applicant must be confirmed before relying on it for this visa.
- Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
- EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
- Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
from — /mo
View plans (opens in a new tab)Einige Links sind Affiliate-Links — siehe unsere Offenlegung. Die Rangfolge richtet sich nach der Passung zur Anforderung, niemals nach Provisionen.
Was Sie vor dem Abschluss prüfen sollten
- 📄Der Wortlaut der Bescheinigung entspricht der Visa-Anforderung — nennt das Land und den Deckungszeitraum ausdrücklich.
- 💶Die Deckung ist umfassend (stationär, ambulant und Notfall), da kein festes Minimum veröffentlicht ist.
- 🚑Notfallbehandlung, Krankenhausaufenthalt und medizinischer Rücktransport sind alle eingeschlossen.
- 📅Die Police läuft über den gesamten Aufenthalt, für den Sie den Antrag stellen — viele Reiseversicherungen begrenzen die Reisedauer.
- 🌍Sie sind tatsächlich berechtigt, sie abzuschließen (manche Tarife verkaufen nur an Personen mit Wohnsitz in der EU/UK/USA).
- 🤝Sie passt dazu, wie die Versorgung vor Ort funktioniert — siehe die Seite zum Gesundheitssystem.
Versicherung für das Workcation Permit: FAQ
Versicherung für das Workcation Permit: FAQ
Ist eine Krankenversicherung für das Seychelles Workcation Permit verpflichtend?
Erforderlich (ausdrücklich). Valid medical/travel health insurance covering the entire stay is required (confirmed in the original launch announcement quoting the Seychelles Tourism Board). Coverage must include medical treatment and hospital care while in Seychelles (the original 2021/COVID-era rules also required COVID-19 cover; pandemic-specific conditions have since been relaxed). No official minimum coverage amount is published. International health insurance or a comprehensive travel policy with hospitalisation and emergency cover is the practical standard. Foreign visitors are not covered by Seychelles' public health service and must pay for treatment, so adequate insurance is both an entry condition and a financial necessity.
Kann ich eine normale Reiseversicherung nutzen?
Eine Reisekrankenversicherung für Langzeitaufenthalte gehört für dieses Programm zu den anerkannten Typen, solange sie die Mindestdeckung für den gesamten erforderlichen Zeitraum erfüllt.
Quellen
- Media Seychelles Launches 'Workcation' Retreat Program (launch announcement quoting the Seychelles Tourism Board / Department of Tourism — duration max 1 year, insurance for full stay, foreign-income eligibility) (opens in a new tab) accessed 2026-06-15
- Government Living and Working in Seychelles — Immigration & Civil Status Department (lists GOP/Residence/PR/Dependant permits only; no workcation route — confirms it is handled via Tourism/e-Border) (opens in a new tab) accessed 2026-06-15
- Media The Healthcare System in Seychelles — free universal public healthcare since 1978; specialist care referred abroad (opens in a new tab) accessed 2026-06-15