La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el NDR de Antigua and Barbuda no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.
El requisito
- Seguro
- Obligatorio (explícito)
- Cobertura mínima
- No especificado
- Obligatorio para
- Toda la vigencia del visado
A certificate indicating medical-insurance coverage for the period of the intended stay was a required document for the NDR application (per the embassy/high-commission programme pages and Department of Immigration materials); some materials describe it as medical insurance inclusive of travel insurance for the two-year stay. No minimum coverage amount was published by the authority. The programme is no longer accepting applications (ended 15 Nov 2025), so these requirements are historical for new applicants; existing holders' visas run to their original two-year expiry. Antigua's public Medical Benefits Scheme does not extend to NDR holders, so private international/travel medical cover was the practical requirement.
Planes que cumplen el requisito
Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical subscription with no fixed term that can run the full two-year Antigua stay and matches the visa's accepted 'travel' type with no published minimum to clear.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Worldwide international health plan ($1M-unlimited, no upper age limit) squarely matches the visa's 'international_health' accepted type and easily covers a two-year residence in Antigua and Barbuda.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Worldwide long-stay travel insurance with a EUR 1,000,000/yr limit fits the 'travel' accepted type and is buyable globally for someone relocating to Antigua, with no minimum coverage to fail.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
Worldwide MyHealth International plan ($500k-unlimited, 100% hospitalisation+evac) satisfies the 'international_health' type for the two-year stay; only the age-74 cap (60 in some markets) limits eligibility.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Worldwide (Region 1) international health plan with unlimited inpatient meets the 'international_health' requirement for an Antigua resident, since the Caribbean is in-scope and only US permanent residents are excluded.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Worldwide long-stay expat/travel cover (>EUR 30k, outpatient+inpatient+repatriation) matches the 'travel'/'international_health' types and is designed for the multi-year stay this visa required.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.
Qué comprobar antes de contratar
- 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
- 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
- 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
- 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
- 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
- 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
Seguro para el NDR: preguntas frecuentes
Seguro para el NDR: preguntas frecuentes
¿Es obligatorio el seguro médico para el NDR de Antigua and Barbuda?
Obligatorio (explícito). A certificate indicating medical-insurance coverage for the period of the intended stay was a required document for the NDR application (per the embassy/high-commission programme pages and Department of Immigration materials); some materials describe it as medical insurance inclusive of travel insurance for the two-year stay. No minimum coverage amount was published by the authority. The programme is no longer accepting applications (ended 15 Nov 2025), so these requirements are historical for new applicants; existing holders' visas run to their original two-year expiry. Antigua's public Medical Benefits Scheme does not extend to NDR holders, so private international/travel medical cover was the practical requirement.
¿Puedo usar un seguro de viaje normal?
El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.
Fuentes
- Government Nomad Digital Residence - Official Government Portal (homepage) (opens in a new tab) accessed 2026-06-15
- Government Discontinuation of the NDR Programme - Government of Antigua and Barbuda official notice (effective 15 Nov 2025) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda High Commission UK (income, fees, 2-year duration, medical-insurance prerequisite) (opens in a new tab) accessed 2026-06-15
- Government Medical Benefits Scheme - Government of Antigua and Barbuda (public health financing; resident eligibility) (opens in a new tab) accessed 2026-06-15