La plupart des visas pour nomades numériques font de l'assurance santé une condition d'approbation — et le NDR de Antigua and Barbuda ne fait pas exception. Voici exactement ce qui est exigé, les formules qui répondent vraisemblablement à l'exigence et ce qu'il faut vérifier avant de souscrire.
L'exigence
- Assurance
- Obligatoire (explicite)
- Couverture minimale
- Non précisé
- Exigée pour
- Toute la durée du visa
A certificate indicating medical-insurance coverage for the period of the intended stay was a required document for the NDR application (per the embassy/high-commission programme pages and Department of Immigration materials); some materials describe it as medical insurance inclusive of travel insurance for the two-year stay. No minimum coverage amount was published by the authority. The programme is no longer accepting applications (ended 15 Nov 2025), so these requirements are historical for new applicants; existing holders' visas run to their original two-year expiry. Antigua's public Medical Benefits Scheme does not extend to NDR holders, so private international/travel medical cover was the practical requirement.
Formules répondant à l'exigence
Classées par adéquation à l'exigence, puis par prix. Le statut d'éligibilité est indiqué pour chaque formule — vérifiez toujours que le certificat de la police correspond à la formulation du consulat avant de déposer votre demande.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical subscription with no fixed term that can run the full two-year Antigua stay and matches the visa's accepted 'travel' type with no published minimum to clear.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Worldwide international health plan ($1M-unlimited, no upper age limit) squarely matches the visa's 'international_health' accepted type and easily covers a two-year residence in Antigua and Barbuda.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Worldwide long-stay travel insurance with a EUR 1,000,000/yr limit fits the 'travel' accepted type and is buyable globally for someone relocating to Antigua, with no minimum coverage to fail.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
Worldwide MyHealth International plan ($500k-unlimited, 100% hospitalisation+evac) satisfies the 'international_health' type for the two-year stay; only the age-74 cap (60 in some markets) limits eligibility.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Worldwide (Region 1) international health plan with unlimited inpatient meets the 'international_health' requirement for an Antigua resident, since the Caribbean is in-scope and only US permanent residents are excluded.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Worldwide long-stay expat/travel cover (>EUR 30k, outpatient+inpatient+repatriation) matches the 'travel'/'international_health' types and is designed for the multi-year stay this visa required.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Certains liens sont des liens d'affiliation — voir notre divulgation. Les classements reposent sur l'adéquation à l'exigence, jamais sur les commissions.
Ce qu'il faut vérifier avant de souscrire
- 📄La formulation du certificat correspond à l'exigence du visa — il nomme explicitement le pays et la période de couverture.
- 💶La couverture est complète (hospitalisation, soins ambulatoires et urgences), puisqu'aucun minimum fixe n'est publié.
- 🚑Les soins d'urgence, l'hospitalisation et le rapatriement médical sont tous inclus.
- 📅La police couvre tout le séjour pour lequel vous postulez — beaucoup d'assurances voyage plafonnent la durée du séjour.
- 🌍Vous êtes bien éligible à la souscription (certaines formules ne sont vendues qu'aux résidents de l'UE/du Royaume-Uni/des États-Unis).
- 🤝Elle s'accorde avec le fonctionnement des soins sur place — voir la page système de santé.
Assurance pour le NDR : FAQ
Assurance pour le NDR : FAQ
L'assurance santé est-elle obligatoire pour le NDR de Antigua and Barbuda ?
Obligatoire (explicite). A certificate indicating medical-insurance coverage for the period of the intended stay was a required document for the NDR application (per the embassy/high-commission programme pages and Department of Immigration materials); some materials describe it as medical insurance inclusive of travel insurance for the two-year stay. No minimum coverage amount was published by the authority. The programme is no longer accepting applications (ended 15 Nov 2025), so these requirements are historical for new applicants; existing holders' visas run to their original two-year expiry. Antigua's public Medical Benefits Scheme does not extend to NDR holders, so private international/travel medical cover was the practical requirement.
Puis-je utiliser une assurance voyage classique ?
L'assurance médicale voyage longue durée fait partie des types acceptés pour ce programme, tant qu'elle atteint les minimums de couverture sur toute la période exigée.
Sources
- Government Nomad Digital Residence - Official Government Portal (homepage) (opens in a new tab) accessed 2026-06-15
- Government Discontinuation of the NDR Programme - Government of Antigua and Barbuda official notice (effective 15 Nov 2025) (opens in a new tab) accessed 2026-06-15
- Embassy Nomad Digital Residence Visa Programme - Antigua and Barbuda High Commission UK (income, fees, 2-year duration, medical-insurance prerequisite) (opens in a new tab) accessed 2026-06-15
- Government Medical Benefits Scheme - Government of Antigua and Barbuda (public health financing; resident eligibility) (opens in a new tab) accessed 2026-06-15