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Grenada · Remote-Work Permit · Seguro

Seguro médico para el visado Remote-Work Permit de Grenada

Verified data Última verificación June 15, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el Remote-Work Permit de Grenada no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
No especificado
Obligatorio para
Toda la vigencia del visado

Health insurance is mandatory and explicitly required. Under the Remote Employment Act 2021, s.3(2)(c) requires the permit holder and every dependant to 'be covered by a health insurance policy valid for the duration of the remote-work permit'; s.4(1)(d) requires 'proof of a health insurance policy valid for the period for which the remote-work permit is intended to apply' at application, and s.6(1)(d) requires it at renewal. The Act prescribes no minimum coverage amount and names no specific insurer type, so any valid private health insurance covering the full permit period satisfies the law. No local enrolment is required, since permit holders are treated as non-resident (s.10).

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Grenada's Remote Employment Act 2021 only requires a health policy valid for the permit duration with no minimum or insurer type; SafetyWing's worldwide travel-medical subscription (USD 250k Essential / 1.5M Complete) runs the full stay, covers the Caribbean and is sold globally with no residency gate, and issues a downloadable certificate of coverage for the application.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

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#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is worldwide long-stay travel health insurance (EUR 1,000,000/yr) buyable globally and issues an insurance certificate immediately after first payment, satisfying Grenada's 'covered for the permit duration' rule with no minimum amount to fall short of.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#3

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, sold globally, which exceeds Grenada's (unstated) coverage floor and matches the accepted 'international_health' type for a holder plus every dependant.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#4

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International offers worldwide full international medical cover ($500k to unlimited with 100% hospitalisation and evacuation), is globally buyable, and meets Grenada's accepted 'international_health' type for the permit holder and dependants (subject to its max age 74).

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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#5

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Likely qualifying

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Concept Care Expatriate is worldwide long-stay travel/expat cover (outpatient, inpatient and repatriation, authority-recognised above EUR 30k) with no residency restriction, satisfying Grenada's accepted 'travel'/health type for the full permit duration.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

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#6

True Traveller Single Trip / Backpacker & Annual Multi-Trip (tiers: True Value, Traveller, Traveller Plus)

Needs verification

True Traveller, underwritten by Inter Partner Assistance S.A. (AXA Group) · Long-stay travel insurance

True Traveller's EUR 10,000,000 medical+repatriation cover for up to 548 days easily clears Grenada's requirement, but it is only sold to UK/EEA/European residents, so eligibility must be verified for the applicant's residency before relocating to Grenada.

  • Medical and repatriation cover of EUR 10m (UK edition GBP 10m) per person on every tier, underwritten by Inter Partner Assistance S.A., AXA Group
  • Long-stay single-trip cover up to 548 days (731 days Worldwide incl. USA/Canada) and can be bought or extended after leaving home (48-hour waiting period applies)
  • 92 sports and activities covered as standard, with optional Adventure, Extreme and Ultimate activity packs

from — /mo

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Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en Grenada →

Seguro para el Remote-Work Permit: preguntas frecuentes

Seguro para el Remote-Work Permit: preguntas frecuentes

¿Es obligatorio el seguro médico para el Remote-Work Permit de Grenada?

Obligatorio (explícito). Health insurance is mandatory and explicitly required. Under the Remote Employment Act 2021, s.3(2)(c) requires the permit holder and every dependant to 'be covered by a health insurance policy valid for the duration of the remote-work permit'; s.4(1)(d) requires 'proof of a health insurance policy valid for the period for which the remote-work permit is intended to apply' at application, and s.6(1)(d) requires it at renewal. The Act prescribes no minimum coverage amount and names no specific insurer type, so any valid private health insurance covering the full permit period satisfies the law. No local enrolment is required, since permit holders are treated as non-resident (s.10).

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes