La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el Self-employed permit (+ Svalbard route) de Norway no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.
El requisito
- Seguro
- Obligatorio en la práctica
- Cobertura mínima
- No especificado
- Obligatorio para
- Toda la vigencia del visado
Norway does not publish a private-insurance coverage minimum for the self-employed permit because residents are enrolled in the public National Insurance Scheme (Folketrygden). Membership is compulsory for anyone intending to reside in Norway for more than 12 months, giving access to public healthcare; for the gap before registration, or for stays under a year, private/international health insurance is advisable. On Svalbard there is no folketrygden-equivalent public health-insurance scheme and the local hospital handles acute/emergency care only, so private international health insurance (with medevac) is strongly recommended there, but it is not a formal visa condition.
Planes que cumplen el requisito
Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.
Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is a true worldwide international health plan (Silver $1M / Gold $2M / Platinum unlimited) with no upper age limit, matching Norway's accepted 'international_health' type and easily covering the registration gap before Folketrygden enrolment or a sub-year stay; no published Norwegian minimum to fail.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Foyer Global Health offers worldwide full international medical cover with unlimited inpatient (Region 1 includes Europe) and is buyable by someone relocating to Norway, satisfying the 'international_health' route while a resident waits to enrol in the National Insurance Scheme.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
APRIL MyHealth International is a worldwide full-health plan ($500k–unlimited, hospitalisation and evacuation at 100%) with max enrolment age 74 (Norway is not on the reduced-age-60 list), fitting Norway's 'international_health' acceptance for the pre-registration gap or sub-year stays.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler gives EUR 1,000,000 worldwide cover that runs the full stay, is Schengen-compliant (>EUR 30k) and issues an insurance certificate immediately, comfortably covering the gap before Folketrygden enrolment or a sub-year Norway stay with no published minimum to meet.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
SafetyWing Nomad runs the full stay worldwide (Essential ~USD 250k / Complete USD 1.5M), is Schengen-compliant and provides a downloadable certificate of coverage, suitable as the advisable private/international cover for the registration gap or sub-year stays in Schengen Norway.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Concept Care Expatriate is a worldwide long-stay expat plan with outpatient/inpatient/repatriation marketed as authority-recognised (>EUR 30k), plausibly fitting Norway's 'international_health' route, but its acceptance framing is German-market so Norwegian-authority suitability for the Folketrygden gap should be confirmed.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.
Qué comprobar antes de contratar
- 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
- 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
- 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
- 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
- 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
- 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
Seguro para el Self-employed permit (+ Svalbard route): preguntas frecuentes
Seguro para el Self-employed permit (+ Svalbard route): preguntas frecuentes
¿Es obligatorio el seguro médico para el Self-employed permit (+ Svalbard route) de Norway?
Obligatorio en la práctica. Norway does not publish a private-insurance coverage minimum for the self-employed permit because residents are enrolled in the public National Insurance Scheme (Folketrygden). Membership is compulsory for anyone intending to reside in Norway for more than 12 months, giving access to public healthcare; for the gap before registration, or for stays under a year, private/international health insurance is advisable. On Svalbard there is no folketrygden-equivalent public health-insurance scheme and the local hospital handles acute/emergency care only, so private international health insurance (with medevac) is strongly recommended there, but it is not a formal visa condition.
¿Puedo usar un seguro de viaje normal?
Según los requisitos publicados, un seguro de viaje sencillo no se acepta con claridad para este programa — un plan de salud internacional es la opción más segura. Verifícalo en la fuente oficial que figura abajo.
Fuentes
- Government Want to apply: Work immigration — UDI (Norwegian Directorate of Immigration) (opens in a new tab) accessed 2026-06-15
- Government Svalbard — visa and residence requirements — UDI (opens in a new tab) accessed 2026-06-15
- Government Visas and immigration — Governor of Svalbard (Sysselmesteren) (opens in a new tab) accessed 2026-06-15
- International organisation Moving or travelling to Svalbard — Info Norden (Nordic Council of Ministers) (opens in a new tab) accessed 2026-06-15
- Government The Norwegian welfare system — healthcare and welfare — City of Oslo (opens in a new tab) accessed 2026-06-15