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Taiwan · Gold Card · Seguro

Seguro médico para el visado Gold Card de Taiwan

Verified data Última verificación June 15, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el Gold Card de Taiwan no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio en la práctica
Cobertura mínima
No especificado
Obligatorio para
Toda la vigencia del visado

There is no insurance figure required to obtain the Gold Card itself. Once resident, Taiwan's National Health Insurance (NHI) is mandatory for eligible foreign residents. Gold Card holders without a Taiwan employer (incl. those working remotely for a foreign employer) must enrol in NHI after 6 months of continuous residence (a single trip abroad of no more than 30 days is allowed but is deducted). Spouses and minor/dependent (incl. disabled adult) children of foreign professionals enrol immediately upon receiving their ARC with no 6-month wait, per the 25 Oct 2021 amendment to the Act; the legally employed enrol from the employment start date. Private international health or travel insurance is advisable to bridge the initial 6-month gap, but no statutory coverage minimum is published.

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

#1

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Worldwide international health plan ($1M-unlimited, no upper age limit) is an accepted international_health type and ideal for bridging the ~6-month gap before NHI enrolment becomes mandatory for Gold Card holders without a Taiwan employer.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#2

Foyer Global Health (Essential / Special / Exclusive)

Likely qualifying

Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance

Worldwide unlimited-inpatient international health cover fits the accepted international_health type for Taiwan; the US-resident exclusion is irrelevant for someone relocating to Taiwan, making it a solid pre-NHI bridge plan.

  • No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
  • Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
  • Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans

from €80 /mo

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#3

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

Worldwide MyHealth International ($500k-unlimited, 100% hospitalisation+evac) satisfies the international_health type and covers the resident's pre-NHI bridge period, subject to the age-74 (60 in some countries) cap.

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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#4

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical subscription with no residency restriction runs the full stay and meets the accepted travel insurance type to bridge the gap before NHI eligibility on the Gold Card.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

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#5

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler's worldwide EUR 1,000,000/yr long-stay travel cover with no residency limit matches the accepted travel type and bridges the period before NHI becomes mandatory.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#6

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Needs verification

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate offers worldwide long-stay travel/expat cover (>EUR 30k, authority-recognised) fitting the travel type, but Taiwan acceptance and whether it functions as a true pre-NHI bridge for a Gold Card resident should be confirmed.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

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Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en Taiwan →

Seguro para el Gold Card: preguntas frecuentes

Seguro para el Gold Card: preguntas frecuentes

¿Es obligatorio el seguro médico para el Gold Card de Taiwan?

Obligatorio en la práctica. There is no insurance figure required to obtain the Gold Card itself. Once resident, Taiwan's National Health Insurance (NHI) is mandatory for eligible foreign residents. Gold Card holders without a Taiwan employer (incl. those working remotely for a foreign employer) must enrol in NHI after 6 months of continuous residence (a single trip abroad of no more than 30 days is allowed but is deducted). Spouses and minor/dependent (incl. disabled adult) children of foreign professionals enrol immediately upon receiving their ARC with no 6-month wait, per the 25 Oct 2021 amendment to the Act; the legally employed enrol from the employment start date. Private international health or travel insurance is advisable to bridge the initial 6-month gap, but no statutory coverage minimum is published.

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes