La plupart des visas pour nomades numériques font de l'assurance santé une condition d'approbation — et le Gold Card de Taiwan ne fait pas exception. Voici exactement ce qui est exigé, les formules qui répondent vraisemblablement à l'exigence et ce qu'il faut vérifier avant de souscrire.
L'exigence
- Assurance
- Obligatoire en pratique
- Couverture minimale
- Non précisé
- Exigée pour
- Toute la durée du visa
There is no insurance figure required to obtain the Gold Card itself. Once resident, Taiwan's National Health Insurance (NHI) is mandatory for eligible foreign residents. Gold Card holders without a Taiwan employer (incl. those working remotely for a foreign employer) must enrol in NHI after 6 months of continuous residence (a single trip abroad of no more than 30 days is allowed but is deducted). Spouses and minor/dependent (incl. disabled adult) children of foreign professionals enrol immediately upon receiving their ARC with no 6-month wait, per the 25 Oct 2021 amendment to the Act; the legally employed enrol from the employment start date. Private international health or travel insurance is advisable to bridge the initial 6-month gap, but no statutory coverage minimum is published.
Formules répondant à l'exigence
Classées par adéquation à l'exigence, puis par prix. Le statut d'éligibilité est indiqué pour chaque formule — vérifiez toujours que le certificat de la police correspond à la formulation du consulat avant de déposer votre demande.
Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Worldwide international health plan ($1M-unlimited, no upper age limit) is an accepted international_health type and ideal for bridging the ~6-month gap before NHI enrolment becomes mandatory for Gold Card holders without a Taiwan employer.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Worldwide unlimited-inpatient international health cover fits the accepted international_health type for Taiwan; the US-resident exclusion is irrelevant for someone relocating to Taiwan, making it a solid pre-NHI bridge plan.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
Worldwide MyHealth International ($500k-unlimited, 100% hospitalisation+evac) satisfies the international_health type and covers the resident's pre-NHI bridge period, subject to the age-74 (60 in some countries) cap.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical subscription with no residency restriction runs the full stay and meets the accepted travel insurance type to bridge the gap before NHI eligibility on the Gold Card.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler's worldwide EUR 1,000,000/yr long-stay travel cover with no residency limit matches the accepted travel type and bridges the period before NHI becomes mandatory.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Expatriate offers worldwide long-stay travel/expat cover (>EUR 30k, authority-recognised) fitting the travel type, but Taiwan acceptance and whether it functions as a true pre-NHI bridge for a Gold Card resident should be confirmed.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Certains liens sont des liens d'affiliation — voir notre divulgation. Les classements reposent sur l'adéquation à l'exigence, jamais sur les commissions.
Ce qu'il faut vérifier avant de souscrire
- 📄La formulation du certificat correspond à l'exigence du visa — il nomme explicitement le pays et la période de couverture.
- 💶La couverture est complète (hospitalisation, soins ambulatoires et urgences), puisqu'aucun minimum fixe n'est publié.
- 🚑Les soins d'urgence, l'hospitalisation et le rapatriement médical sont tous inclus.
- 📅La police couvre tout le séjour pour lequel vous postulez — beaucoup d'assurances voyage plafonnent la durée du séjour.
- 🌍Vous êtes bien éligible à la souscription (certaines formules ne sont vendues qu'aux résidents de l'UE/du Royaume-Uni/des États-Unis).
- 🤝Elle s'accorde avec le fonctionnement des soins sur place — voir la page système de santé.
Assurance pour le Gold Card : FAQ
Assurance pour le Gold Card : FAQ
L'assurance santé est-elle obligatoire pour le Gold Card de Taiwan ?
Obligatoire en pratique. There is no insurance figure required to obtain the Gold Card itself. Once resident, Taiwan's National Health Insurance (NHI) is mandatory for eligible foreign residents. Gold Card holders without a Taiwan employer (incl. those working remotely for a foreign employer) must enrol in NHI after 6 months of continuous residence (a single trip abroad of no more than 30 days is allowed but is deducted). Spouses and minor/dependent (incl. disabled adult) children of foreign professionals enrol immediately upon receiving their ARC with no 6-month wait, per the 25 Oct 2021 amendment to the Act; the legally employed enrol from the employment start date. Private international health or travel insurance is advisable to bridge the initial 6-month gap, but no statutory coverage minimum is published.
Puis-je utiliser une assurance voyage classique ?
L'assurance médicale voyage longue durée fait partie des types acceptés pour ce programme, tant qu'elle atteint les minimums de couverture sur toute la période exigée.
Sources
- Government Taiwan Employment Gold Card — official portal (overview) (opens in a new tab) accessed 2026-06-15
- Government What is the Taiwan Employment Gold Card? (4-in-1 card, 1-3 yr validity, open work permit, dependants) (opens in a new tab) accessed 2026-06-15
- Government Taiwan Gold Card — National Health Insurance (NHI) enrolment for cardholders and dependants (6-month wait; mandatory) (opens in a new tab) accessed 2026-06-15
- Government Taiwan Gold Card — APRC (permanent residence after 3 continuous years averaging 183+ days/year) (opens in a new tab) accessed 2026-06-15