La plupart des visas pour nomades numériques font de l'assurance santé une condition d'approbation — et le Class N Permit de Kenya ne fait pas exception. Voici exactement ce qui est exigé, les formules qui répondent vraisemblablement à l'exigence et ce qu'il faut vérifier avant de souscrire.
L'exigence
- Assurance
- Obligatoire en pratique
- Couverture minimale
- Non précisé
- Exigée pour
- Toute la durée du visa
The published Amendment Regulations eligibility list (valid passport, proof of remote work, assured foreign income, proof of Kenyan accommodation, clean criminal-record certificate) does not explicitly enumerate health insurance. However, Kenyan immigration-practice guidance (e.g. Otieno Aballah Advocates) states applicants must hold comprehensive health insurance valid in Kenya for the full duration of stay, covering medical emergencies, hospitalization and repatriation. Several other firms do not mention insurance at all, so the requirement is treated as implicit rather than explicit. No official minimum coverage amount is published. Private/international health insurance is the practical route; foreigners cannot rely on the public scheme (SHA/SHIF) on entry.
Formules répondant à l'exigence
Classées par adéquation à l'exigence, puis par prix. Le statut d'éligibilité est indiqué pour chaque formule — vérifiez toujours que le certificat de la police correspond à la formulation du consulat avant de déposer votre demande.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical cover including Kenya with USD 250k limit plus emergency evacuation, runs for the full stay via 28-day auto-extension, and a downloadable certificate of coverage satisfies the Class N Permit's implicit demand for comprehensive health insurance covering emergencies, hospitalization and repatriation.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler gives EUR 1,000,000 worldwide medical cover including Kenya for up to 12 months with repatriation, and the insurance certificate is issued immediately after first payment, matching the accepted 'travel' type and the practice guidance to cover emergencies and hospitalization for the full stay.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
APRIL MyHealth International is worldwide full international health insurance covering hospitalisation and medical evacuation/repatriation at 100%, with Kenya outside its age-restricted country list (max age 74), squarely meeting the 'international_health' accepted type and the repatriation requirement.
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Foyer Global Health S.A. (Foyer Group, Luxembourg) · International health insurance
Foyer Global Health offers unlimited inpatient cover worldwide (Region 1) including Kenya with repatriation, and its required minimum 3-month stay abroad fits a remote-work visa, satisfying the 'international_health' type with comprehensive emergency and hospitalization cover.
- No overall annual or lifetime limit on core medical cover in all three plans; unlimited inpatient benefits confirmed on the official plan comparison
- Insurer FAQ explicitly confirms cover in the home country as well as the country of expatriation; worldwide or worldwide-ex-USA regions
- Luxembourg-regulated insurer (Foyer Group); 24/7 medical assistance, evacuation, teleconsultation and second medical opinion included in all plans
from €80 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Concept Care Expatriate is a long-stay worldwide travel/expat plan including Kenya covering outpatient, inpatient and medical repatriation, marketed as authority-recognised with cover above EUR 30k, fitting the accepted 'travel' type for the full duration of the permit.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Needs verificationCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is worldwide full international medical insurance ($1M-unlimited) usable in Kenya with no upper age limit, but emergency evacuation/repatriation is an optional paid module, so it only meets the requirement's repatriation element if that module is added at purchase.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance
World Nomads provides high-limit worldwide medical and evacuation cover that would cover Kenya, but it is sold based on country of residence (mainly EU/EEA/UK/US) and suspends cover at home, so eligibility depends on the applicant being resident in one of those markets before relocating to Kenya.
- Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
- EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
- Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
from — /mo
View plans (opens in a new tab)Certains liens sont des liens d'affiliation — voir notre divulgation. Les classements reposent sur l'adéquation à l'exigence, jamais sur les commissions.
Ce qu'il faut vérifier avant de souscrire
- 📄La formulation du certificat correspond à l'exigence du visa — il nomme explicitement le pays et la période de couverture.
- 💶La couverture est complète (hospitalisation, soins ambulatoires et urgences), puisqu'aucun minimum fixe n'est publié.
- 🚑Les soins d'urgence, l'hospitalisation et le rapatriement médical sont tous inclus.
- 📅La police couvre tout le séjour pour lequel vous postulez — beaucoup d'assurances voyage plafonnent la durée du séjour.
- 🌍Vous êtes bien éligible à la souscription (certaines formules ne sont vendues qu'aux résidents de l'UE/du Royaume-Uni/des États-Unis).
- 🤝Elle s'accorde avec le fonctionnement des soins sur place — voir la page système de santé.
Assurance pour le Class N Permit : FAQ
Assurance pour le Class N Permit : FAQ
L'assurance santé est-elle obligatoire pour le Class N Permit de Kenya ?
Obligatoire en pratique. The published Amendment Regulations eligibility list (valid passport, proof of remote work, assured foreign income, proof of Kenyan accommodation, clean criminal-record certificate) does not explicitly enumerate health insurance. However, Kenyan immigration-practice guidance (e.g. Otieno Aballah Advocates) states applicants must hold comprehensive health insurance valid in Kenya for the full duration of stay, covering medical emergencies, hospitalization and repatriation. Several other firms do not mention insurance at all, so the requirement is treated as implicit rather than explicit. No official minimum coverage amount is published. Private/international health insurance is the practical route; foreigners cannot rely on the public scheme (SHA/SHIF) on entry.
Puis-je utiliser une assurance voyage classique ?
L'assurance médicale voyage longue durée fait partie des types acceptés pour ce programme, tant qu'elle atteint les minimums de couverture sur toute la période exigée.
Sources
- Law firm Kenya Introduces the Class N–Digital Nomad Permit (CMS Law) (opens in a new tab) accessed 2026-06-15
- Law firm The Kenya Citizenship and Immigration (Amendment) Regulations, 2024 — Legal Notice 155 / Gazette 179 (WKA Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya Digital Nomad Visa: Eligibility & Application Process (Otieno Aballah Advocates) (opens in a new tab) accessed 2026-06-15
- Law firm Kenya: Digital Nomad Visa Introduced, Further Details Forthcoming (Fragomen) (opens in a new tab) accessed 2026-06-15
- Government Kenya to Officially Launch Social Health Authority on October 1, 2024 (Ministry of Health) (opens in a new tab) accessed 2026-06-15