Die meisten Visa für digitale Nomaden machen eine Krankenversicherung zur Bedingung für die Genehmigung — und beim Cape Verde Remote Working Program ist das nicht anders. Hier steht genau, was verlangt wird, welche Tarife die Anforderung plausibel erfüllen und was Sie vor dem Abschluss prüfen sollten.
Die Anforderung
- Versicherung
- Erforderlich (ausdrücklich)
- Mindestdeckung
- Nicht angegeben
- Erforderlich für
- Gesamte Visumsdauer
The official 'Insurance' requirement (visit-caboverde.com) requires applicants to hold travel AND health insurance valid for the duration of stay, with coverage for medical evacuation and body transportation/repatriation in the case of death. No minimum coverage sum is published by the authority (field left null rather than invented). Local Cabo Verde public healthcare is not provided to short-term remote-working visa holders, so private international/travel cover with evacuation/repatriation is the practical requirement (local hospitals may lack capacity for complex cases, making evacuation to the Canaries/Portugal/mainland Africa a real scenario).
Tarife, die die Anforderung erfüllen
Sortiert nach Passung zur Anforderung, dann nach Preis. Der Qualifikationsstatus wird je Tarif angezeigt — prüfen Sie immer doppelt, dass die Police mit dem Wortlaut des Konsulats übereinstimmt, bevor Sie den Antrag stellen.
SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription
Worldwide travel-medical cover (~USD 250k/1.5M) with medical evacuation and repatriation, sold without residency restriction and renewable to span the full stay, satisfying Cape Verde's travel-insurance-with-evacuation/repatriation requirement that has no published minimum.
- Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
- No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
- Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64
from €54.36 /mo
View plans (opens in a new tab)Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance
Genki Traveler is a worldwide long-stay travel policy with a EUR 1,000,000 annual limit including evacuation/repatriation, buyable globally and valid for the full stay, comfortably meeting Cape Verde's no-minimum travel-insurance requirement.
- Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
- Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
- 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment
from €63.90 /mo
View plans (opens in a new tab)Care Concept AG (Bonn, Germany) · Long-stay travel insurance
Care Expatriate is a worldwide long-stay travel/expat policy with outpatient, inpatient and repatriation cover marketed as authority-recognised (>EUR 30k), making it a practical accepted-type cover for a Cape Verde remote-work stay with evacuation/repatriation.
- Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
- Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
- Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)
from €58 /mo
View plans (opens in a new tab)APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance
APRIL MyHealth International offers worldwide cover with 100% hospitalisation and evacuation plus repatriation across all tiers and no residency limit, satisfying Cape Verde's accepted international_health type with evacuation/repatriation (subject to the age-74 cap).
- Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
- Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
- Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)
from €52 /mo
View plans (opens in a new tab)Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)
Likely qualifyingCigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance
Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with medical evacuation and repatriation and no residency or upper-age limit, fitting Cape Verde's accepted international_health type for the full stay.
- Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
- No upper enrollment age (18+); insurer states it does not terminate policies based on age
- Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium
from — /mo
View plans (opens in a new tab)World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance
World Nomads provides high medical and evacuation/repatriation limits that meet Cape Verde's travel-insurance requirement, but it is sold mainly to EU/EEA/UK/US residents, so eligibility must be verified against the applicant's country of residence before relying on it.
- Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
- EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
- Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits
from — /mo
View plans (opens in a new tab)Einige Links sind Affiliate-Links — siehe unsere Offenlegung. Die Rangfolge richtet sich nach der Passung zur Anforderung, niemals nach Provisionen.
Was Sie vor dem Abschluss prüfen sollten
- 📄Der Wortlaut der Bescheinigung entspricht der Visa-Anforderung — nennt das Land und den Deckungszeitraum ausdrücklich.
- 💶Die Deckung ist umfassend (stationär, ambulant und Notfall), da kein festes Minimum veröffentlicht ist.
- 🚑Notfallbehandlung, Krankenhausaufenthalt und medizinischer Rücktransport sind alle eingeschlossen.
- 📅Die Police läuft über den gesamten Aufenthalt, für den Sie den Antrag stellen — viele Reiseversicherungen begrenzen die Reisedauer.
- 🌍Sie sind tatsächlich berechtigt, sie abzuschließen (manche Tarife verkaufen nur an Personen mit Wohnsitz in der EU/UK/USA).
- 🤝Sie passt dazu, wie die Versorgung vor Ort funktioniert — siehe die Seite zum Gesundheitssystem.
Versicherung für das Remote Working Program: FAQ
Versicherung für das Remote Working Program: FAQ
Ist eine Krankenversicherung für das Cape Verde Remote Working Program verpflichtend?
Erforderlich (ausdrücklich). The official 'Insurance' requirement (visit-caboverde.com) requires applicants to hold travel AND health insurance valid for the duration of stay, with coverage for medical evacuation and body transportation/repatriation in the case of death. No minimum coverage sum is published by the authority (field left null rather than invented). Local Cabo Verde public healthcare is not provided to short-term remote-working visa holders, so private international/travel cover with evacuation/repatriation is the practical requirement (local hospitals may lack capacity for complex cases, making evacuation to the Canaries/Portugal/mainland Africa a real scenario).
Kann ich eine normale Reiseversicherung nutzen?
Eine Reisekrankenversicherung für Langzeitaufenthalte gehört für dieses Programm zu den anerkannten Typen, solange sie die Mindestdeckung für den gesamten erforderlichen Zeitraum erfüllt.
Quellen
- Government Remote Working Program in Cabo Verde — Turismo de Cabo Verde (official ITCV portal) (opens in a new tab) accessed 2026-06-15
- Government Remote Working Program — 'Insurance' requirement (travel + health insurance with evacuation and body-transportation cover) and 'Costs' (visa fee 20 EUR/person, airport fee 34 EUR/person) (opens in a new tab) accessed 2026-06-15
- Media Health Services & Regulations in Cape Verde — overview of the public/private health system and fees for non-nationals (opens in a new tab) accessed 2026-06-15