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Cape Verde · Remote Working Program · Seguro

Seguro médico para el visado Remote Working Program de Cape Verde

Verified data Última verificación June 15, 2026 Reviewed by Henry van de Vorming

La mayoría de los visados para nómadas digitales convierten el seguro médico en una condición para la aprobación — y el Remote Working Program de Cape Verde no es diferente. Aquí tienes exactamente qué se exige, los planes que plausiblemente lo cumplen y qué comprobar antes de contratarlo.

El requisito

Seguro
Obligatorio (explícito)
Cobertura mínima
No especificado
Obligatorio para
Toda la vigencia del visado

The official 'Insurance' requirement (visit-caboverde.com) requires applicants to hold travel AND health insurance valid for the duration of stay, with coverage for medical evacuation and body transportation/repatriation in the case of death. No minimum coverage sum is published by the authority (field left null rather than invented). Local Cabo Verde public healthcare is not provided to short-term remote-working visa holders, so private international/travel cover with evacuation/repatriation is the practical requirement (local hospitals may lack capacity for complex cases, making evacuation to the Canaries/Portugal/mainland Africa a real scenario).

Planes que cumplen el requisito

Ordenados por adecuación al requisito y, después, por precio. El estado de cumplimiento se muestra por plan — comprueba siempre que el certificado de la póliza coincide con la redacción del consulado antes de presentar la solicitud.

#1

Nomad Insurance (Essential and Complete plans)

Likely qualifying

SafetyWing (underwritten by SafetyWing Insurance I.I., Puerto Rico; Complete health portion by VUMI Group I.I.) · Nomad subscription

Worldwide travel-medical cover (~USD 250k/1.5M) with medical evacuation and repatriation, sold without residency restriction and renewable to span the full stay, satisfying Cape Verde's travel-insurance-with-evacuation/repatriation requirement that has no published minimum.

  • Subscription model: Essential auto-extends every 28 days (5-364 days per policy) and can be bought while already abroad; coverage in 170+ countries
  • No deductible on either plan; Essential also includes travel benefits (lost checked luggage, trip interruption, evacuation from local unrest)
  • Complete is full health insurance (USD 1.5M/year) including routine and preventive care, mental health, cancer treatment and limited maternity; renewable for life if enrolled before age 64

from €54.36 /mo

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#2

Genki Traveler (successor to Genki Explorer, which was retired)

Likely qualifying

Genki UG (policyholder/agent); underwritten by Squarelife Insurance AG, Liechtenstein · Long-stay travel insurance

Genki Traveler is a worldwide long-stay travel policy with a EUR 1,000,000 annual limit including evacuation/repatriation, buyable globally and valid for the full stay, comfortably meeting Cape Verde's no-minimum travel-insurance requirement.

  • Up to EUR 1,000,000 medical coverage valid in every country for up to 12 months, with monthly billing and cancellation possible after the first month
  • Sign-up is possible while already abroad and up to age 69; insurance certificate for visa applications and border checks is issued immediately after the first payment
  • 24/7 emergency assistance (MCI Assist) with direct payment for inpatient hospital stays and no deductible on inpatient treatment

from €63.90 /mo

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#3

Care Expatriate (Basic/Comfort/Premium); student line: Care College

Likely qualifying

Care Concept AG (Bonn, Germany) · Long-stay travel insurance

Care Expatriate is a worldwide long-stay travel/expat policy with outpatient, inpatient and repatriation cover marketed as authority-recognised (>EUR 30k), making it a practical accepted-type cover for a Cape Verde remote-work stay with evacuation/repatriation.

  • Contract terms from 3 months up to 5 years; max entry age 74 (Care Expatriate); Germans/Austrians abroad can re-extend repeatedly until their 74th birthday
  • Home-country visits insured: 30 (Basic) / 45 (Comfort) / 90 (Premium) days per insurance year
  • Official insurer FAQ states products generally meet Schengen visa requirements; instant online confirmation issued at booking and products are recognized by German authorities (>EUR 30,000 coverage)

from €58 /mo

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#4

MyHealth International

Likely qualifying

APRIL International Care France (health risk insured by Groupama Gan Vie; assistance/personal liability by CHUBB European Group SE) · International health insurance

APRIL MyHealth International offers worldwide cover with 100% hospitalisation and evacuation plus repatriation across all tiers and no residency limit, satisfying Cape Verde's accepted international_health type with evacuation/repatriation (subject to the age-74 cap).

  • Four plan tiers with annual limits from EUR/USD 500,000 (Explore) up to unlimited (Extensive/Elite; capped at EUR/USD 2M-4M for treatment in China, Hong Kong, Japan, Singapore, USA)
  • Enrollment from age 10 up to 74 in most countries; one-year contract with automatic renewal
  • Hospitalisation, medical evacuation and cancer treatment at 100% on all tiers, with hospital direct billing and free unlimited 24/7 telehealth (Teladoc)

from €52 /mo

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#5

Cigna Global Health Options – International Health Plans (Silver / Gold / Platinum)

Likely qualifying

Cigna Healthcare (Cigna Global Insurance Company Limited) · International health insurance

Cigna Global is a worldwide international health plan (Silver $1M to Platinum unlimited) with medical evacuation and repatriation and no residency or upper-age limit, fitting Cape Verde's accepted international_health type for the full stay.

  • Three core tiers with annual maximums of $1M/€800k (Silver), $2M/€1.6M (Gold) and paid-in-full with no overall cap (Platinum)
  • No upper enrollment age (18+); insurer states it does not terminate policies based on age
  • Modular design: outpatient, evacuation & crisis assistance, health & wellbeing, vision & dental can be added; deductibles ($0-$10,000) and cost shares (0-30%) reduce the premium

from — /mo

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#6

World Nomads Travel Insurance (Standard / Explorer)

Needs verification

World Nomads (nib Travel Services; EU product manufactured by Collinson Insurance Europe Ltd) · Long-stay travel insurance

World Nomads provides high medical and evacuation/repatriation limits that meet Cape Verde's travel-insurance requirement, but it is sold mainly to EU/EEA/UK/US residents, so eligibility must be verified against the applicant's country of residence before relying on it.

  • Can be bought or extended while already abroad (waiting period applies, e.g. 72 hours on EU policies bought mid-trip); max policy duration 12 months for EU residents
  • EU-resident plans carry high emergency medical limits: 5M EUR (Standard) / 10M EUR (Explorer), incl. evacuation and repatriation
  • Covers 150+ adventure sports and activities; Explorer adds more activities and higher sub-limits

from — /mo

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Algunos enlaces son de afiliación — consulta nuestra divulgación. Las clasificaciones se basan en la adecuación al requisito, nunca en comisiones.

Qué comprobar antes de contratar

  • 📄La redacción del certificado coincide con el requisito del visado — debe nombrar explícitamente el país y el periodo de cobertura.
  • 💶La cobertura es integral (hospitalización, ambulatoria y urgencias), ya que no se publica un mínimo fijo.
  • 🚑El tratamiento de urgencia, la hospitalización y la repatriación médica están todos incluidos.
  • 📅La póliza cubre toda la estancia para la que solicitas el visado — muchas pólizas de viaje limitan la duración del trayecto.
  • 🌍Eres realmente elegible para contratarlo (algunos planes solo se venden a residentes de la UE, el Reino Unido o EE. UU.).
  • 🤝Encaja con el funcionamiento de la asistencia sanitaria local — consulta la página del sistema sanitario.
🛡️ Cómo funciona realmente la sanidad en Cape Verde →

Seguro para el Remote Working Program: preguntas frecuentes

Seguro para el Remote Working Program: preguntas frecuentes

¿Es obligatorio el seguro médico para el Remote Working Program de Cape Verde?

Obligatorio (explícito). The official 'Insurance' requirement (visit-caboverde.com) requires applicants to hold travel AND health insurance valid for the duration of stay, with coverage for medical evacuation and body transportation/repatriation in the case of death. No minimum coverage sum is published by the authority (field left null rather than invented). Local Cabo Verde public healthcare is not provided to short-term remote-working visa holders, so private international/travel cover with evacuation/repatriation is the practical requirement (local hospitals may lack capacity for complex cases, making evacuation to the Canaries/Portugal/mainland Africa a real scenario).

¿Puedo usar un seguro de viaje normal?

El seguro médico de viaje de larga estancia figura entre los tipos aceptados para este programa, siempre que cumpla los mínimos de cobertura durante todo el periodo exigido.

Fuentes